Dillard’s Credit Card
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The Dillard’s credit card is a store card that is intended for people with a limited or poor credit history. This card is issued by GE Money and offers consumers discounts on specific brands and purchases. GE Money also offers different rates to applicants, based on their credit history, with the lowest APR being 20.5%.[br]
The Dillard’s credit card isgenerally issued to people with a credit score of 568 or more. However, many other factors, such as employment history and source of income, are considered as well.
Benefits of the Dillard’s Credit Card
Being a store card, Dillard’s credit card comes with many benefits for shoppers, such as:
- Reward points: Consumers earn two points for every purchase made at any Dillard’s store and 1 point for every dollar spent elsewhere.
- Exclusive events: Dillard’s card holders get special offers and shopping events are organized that are open only for card holders. This also includes access or special facilities at certain places.
- Pay full or over time: The card offers a grace period of 25 days and gives consumers the option of either making the full payment within this period or paying in easy installments over time (with interest).
- Teen access: Rather than being bothered about your children using the Dillard’s credit card carelessly, you can define their limit on your account. This allows your children access to the account and gives you the peace of mind.[br]
- Special financing rates: Customers making big purchases do not need to keep aside a lot of money as interest. Rather, the special financing rates let them pay the amount in easy installments.
- $0 fraud liability: In case a consumer loses his card or it gets stolen, fraud protection guards him against fraudulent purchases at $0 liability.
- No annual fee: This also includes the carried forward balance in the next year.
- 24/7 customer service: Unlike many other store cards, Dillard’s credit card is backed by efficient customer services.
For applicants who have a better credit score, Dillard also offers the Dillard’s American Express credit card.
You can find out more about Dillard’s Credit Card at the http://www.dillards.com/ website. Dillard’s Credit Card is a brand owned by Dillard’s, Inc.
