Coop Bank Credit Card

 

 

Coop Bank has various types of credit cards to suit diverse customer needs. While there are several features unique to each Coop Bank credit card, there are certain common features for all, such as:[br]

• Absence of annual fee
• Secure management of your account over the Internet
• Around the clock availability of UK-based call centers

 

Types of Coop Bank Credit Cards

The distinctive features of each type of Coop Bank credit card are:

• The Co-operative member’s credit card
  • No interest for the first six months on balance transfers and purchases.
  • Typical APR of 15.9% variable.
  • Cash-back of 1p on every £1 spent in The Co-operative Food stores and on every £2 spent elsewhere through the card. The cash-back earned from purchases made with the credit card are added to your share of the Group profits and paid twice a year.
  • Interest free credit for a maximum of 59 days, if you pay your balance in full by the due date.
  • A 3% balance transfer fee of transfer value. This is applicable during the promotional rate period only.

 

• Platinum Fixed Rate credit card
  • Low 9.9% APR typical/variable is fixed for the first five years. After the end of the period, the rate becomes variable.
  • Exclusive benefits of Platinum Travelclub.
  • Free Travel Accident Insurance of a maximum of £100,000.
  • Interest free credit of up to 46 days, if you pay the full balance by the due date.
  • Free Purchase Protection Insurancefor up to 90 days.
  • Emergency cash and card replacement service.
  • Around the clock medical and legal assistance outside the country.

 

• Clear credit card
  • Typical APR of 12.9% (variable) applicable on all cash withdrawals, purchases and balance transfers.
  • No charge for cash withdrawals made within the UK with this credit card.
  • Choice of black or white credit card.
  • Interest-free credit for a maximum of 59 days.
  • No charge on cash withdrawals within the UK.
  • Interest free credit for up to 59 days, if you pay your balance in full by the due date.
  • Free Travel Accident Insurance of a maximum of £25,000 when you buy tickets with your card.
  • Around the clock medical and legal assistance while traveling overseas.
  • A donation of 1.25p to the Customers Who Care campaign by Coop Bank for every £100 spent through your card.[br]

 

• Think credit card
  • Typical APR of 12.9% (variable).
  • 7%interest per annum for the first six months on purchases you make with your credit card from our ethical partners.
  • Credit without interest for a maximum of 59 days.
  • 7% annual interest on balance transfers for six months from the date of each balance transfer.
  • Help protect 1/3 of an acre of Indonesian rainforest for 100 years from the very first time you use your think credit card.
  • For every £100 spent through your card, Coop Bank will donate 25p to RSPB’s Indonesian Rainforest project.
  • Manage your credit card account online with secure online banking.