Quantum National Bank CD Rates
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The Quantum National Bank (QNB) in the state of Georgia is an excellent place to go if you have decided that the time has come to open a certificate of deposit account. This bank first opened on December 27, 1995 and makes its headquarters in Suwanee, Georgia which is a very busy suburb located in Atlanta. In the early part of 2006 a branch of this bank was opened in Milton, Georgia. This allowed even more customers to benefit from the exceptional service offered by the Quantum National Bank.
The Quantum National Bank (QNB) in the state of Georgia is an excellent place to go if you have decided that the time has come to open a certificate of deposit account. This bank first opened on December 27, 1995 and makes its headquarters in Suwanee, Georgia which is a very busy suburb located in Atlanta. In the early part of 2006 a branch of this bank was opened in Milton, Georgia. This allowed even more customers to benefit from the exceptional service offered by the Quantum National Bank.
A CD is a smart and savvy way to save money for your future needs. As long as you can set aside a certain amount of money for a span of time and not need to assess your funds, this is the way to save and invest!
The Quantum National Bank CD rates are competitive and offer a guaranteed return on your principal balance. This is a safe means of saving money. It is also convenient and offers flexibility when it comes to the terms. CDs are a wise way to save for a new home, a new car, a vacation, a university or college education and your retirement. There are always multiple reasons to save for the future!
The terms for the CDs at this Georgia bank range from as short as seven days to as long as five years. The minimum deposit requirements are low. The interest on CDs that are one year or more is compounded on a quarterly basis and can be paid out to you either by check, or by being deposited into another account that you have at QNB. Another option is to simply reinvest your money into a brand new certificate of deposit.
The interest rates for CD accounts are monitored weekly in order to make sure that you get the most competitive rates possible. When the maturity date for your CD is near you do not have to do anything if you want to reinvest it. This is because it will automatically renew once it reaches the maturity date. This is beneficial for the person who is not very organized and does not always keep track of their financial transactions very well.
At the present time all Quantum CDs are limited to those who reside in the state of Georgia. This is also the case when it comes to checking accounts, savings accounts and money market accounts. Your certificate of deposit serves another useful function in that it can be used as collateral in the event that you need to borrow money quite unexpectedly.
To see the latest Quantum National Bank CD rates visit the site at http://www.quantumbank.com/.
