How Can I Get a Free Credit Card?

If you have a credit card on your mind then you may be asking the question: what about a free credit card and how can I get one? There is an abundance of credit cards in the market. In fact, every where you look you’ll be able to find attractive offers and deals for free credit cards through banks, stores and gas companies. Airline credit cards are also available, as well as prepaid credit cards and ones that offer incentives and rewards programs.

If you have a credit card on your mind then you may be asking the question: what about a free credit card and how can I get one? There is an abundance of credit cards in the market. In fact, every where you look you’ll be able to find attractive offers and deals for free credit cards through banks, stores and gas companies. Airline credit cards are also available, as well as prepaid credit cards and ones that offer incentives and rewards programs.

However free credit card are not easy to come by and some cards charge fees for the service such as annual fees – in addition to interest on outstanding balances.



What You Need to Know About Free Credit Cards



When you are sent an application form for a credit card in the mail read over the terms and conditions. Be thorough. Look to see if an annual fee is charged. Read the fine print. Some companies waive the annual fee for only one year’s time. The good news is that are some companies that do offer free credit cards. Fill out the form and mail it in or call the number that is listed on the form. If there is anything on the application that you need to have clarified then phone the company before you proceed any further.

Where to Find Free Credit Cards

Credit unions are good places to look for free credit cards. They can help you to decide how you can get one with relatively little fuss. In many cases credit unions have credit cards that do not include annual fees. As well the interest rates charged are often less than what banks charge. 

Word of mouth may net you some idea where to search for free credit card deals. The same can be said for searching over the internet. Check out the websites for the big names in the business such as Visa, MasterCard, Capital One, Citibank, Chase and Discover. Many of these companies offer a selection of different cards that are appropriate for different people. Whatever you do do not rush through the websites but take your time to find out for yourself what each one has to offer.

A free credit card offer could be right at your fingertips and you might not even know it!