Geddes Federal Savings and Loan Association CD Rates

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The Geddes Federal Savings and Loan Association has been serving central New York ever since the year 1949. With its headquarters in Syracuse, the Geddes Federal Savings and Loan Association CD rates are some of the best around! Besides CDs, this financial institution also offers a variety of products to its customers. Some examples of these are the NOW checking account, the SUPER NOW checking account, PASSBOOK Savings, STATEMENT Savings, and the MONEY MARKET Deposit Account (MMDA).


The Geddes Federal Savings and Loan Association has been serving central New York ever since the year 1949. With its headquarters in Syracuse, the Geddes Federal Savings and Loan Association CD rates are some of the best around! Besides CDs, this financial institution also offers a variety of products to its customers. Some examples of these are the NOW checking account, the SUPER NOW checking account, PASSBOOK Savings, STATEMENT Savings, and the MONEY MARKET Deposit Account (MMDA).

If you are in the market to open a certificate of deposit (CD) account then aren’t you the savvy investor? CDs are risk free investments that are stable and earn you more the longer term you choose. They do not rise and fall with the financial markets in the way that stocks, bonds and mutual funds do. They are also a fantastic way to begin investing and/or to turn their savings into investment earnings.

To open a certificate of deposit at the Geddes Federal Savings and Loan Association you require a minimum of $500.00. If you decide to withdraw money early from the CD a penalty will be imposed. To put it another way, leave your money in for the whole term. Once the CD matures and reaches the end of its term you can then choose to roll it over into a new CD or you can withdraw your money and use it for whatever purpose you require. At Geddes there is a selection of terms that you can choose from. Just think how much money you could have in 6, 12 or 24 months time if you decide to open a CD account at Geddes!

Here are the most current Geddes Federal Savings and Loan Association CD rates as of July 19, 2010:

•    4 Month Term- APY of .800%, Rate of .800%
•    6 Month Term- APY of .900%, Rate of .900%
•    9 Month Term- APY of 1.050%, Rate of 1.050%
•    12 Month Term- APY of 1.150%, Rate of 1.150%
•    13 Month Term- APY of 1.200%, Rate of 1.200%
•    18 Month Term-  APY of 1.300%, Rate of 1.300%
•    20 Month Term- APY of 1.750%, Rate of 1.740%
•    24 Month Term- APY of 1.750%, Rate of 1.740%
•    25 Month Term- APY of 1.950%, Rate of 1.940%
•    26 Month Term- APY of 1.950%, Rate of 1.940%
•    30 Month Term- APY of 1.950%, Rate of 1.940%
•    36 Month Term- APY of 2.150%, Rate of 2.130%
•    48 Month Term- APY of 2.450%, Rate of 2.430%
•    60 Month Term- APY of 2.800%, Rate of 2.770%

When you bank with the Geddes Federal Savings and Loan Association you bank with a winner. To learn more about their CDs and their other financial products visit their website found at http://www.geddesfederal.com/.
 

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