Flagstar Bank CD Rates

Please note that we are not authorised to provide any investment advice. The content on this page is for information purposes only.


A certificate of deposit (CD) from the Flagstar Bank is a step in the right direction when it comes to saving your money. A CD takes your savings one step further because it is a form of an investment. Investing for both short-term and long-term goals and dreams is always a very wise move to make in your life!


A certificate of deposit (CD) from the Flagstar Bank is a step in the right direction when it comes to saving your money. A CD takes your savings one step further because it is a form of an investment. Investing for both short-term and long-term goals and dreams is always a very wise move to make in your life!

The Flagstar Bank CD rates are guaranteed rates that come with a high return and no market risk. That makes them very popular and sought after in the world of investments. They make particularly good investments for those who are ready to start investing as well as those who are tentative about investing their hard-earned cash. 

At Flagstar you can open a certificate of deposit account with a low minimum deposit. As well the rates at the Flagstar Bank are considered to be some of the best around. Check around and you will see that for yourself. The Flagstar Bank also offers a range of certificate of deposit products. Whether you wish to open a CD account for the short-term or the long-term you will definitely find one at the Flagstar Bank that can be tailored to fit your needs.

The high-interest CDs at the Flagstar Bank have their share of benefits. They come with FDIC insurance and can be opened with a low minimum opening deposit. You are permitted a 10 day grace period once the CD reaches its date of maturity. If you wish to renegotiate your CD you can do so in person at any Flagstar branch, as well as over the telephone or if you prefer, in written form.

When you open a Flagstar CD account you will receive quarterly interest disbursements to your bank certificate of deposit account or if you like, you will receive them monthly to a checking, savings or money market account that you have with Flagstar. Another option available to you is to receive your interest distributions at the term expiration of your certificate of deposit. A CD at the Flagstar Bank entitles you to have the use of the free 24-hour telephone banking service.

If you would like to find a way to keep the large deposits made to your CD account as safe as can be then CDARS is what you need. CDARS stands for the “Certificate of Deposit Account Registry Service.” What this service does is it provides you with access to multimillion dollar protection on your CDs through the FDIC.

To learn everything you need to know about the Flagstar Bank CD rates and CDARS visit the Flagstar website found at http://www.flagstar.com/.  

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