Credit Card No Annual Fees, Where To Find

Many credit cards being offered come with an annual fee.  Depending on the issuing company, a credit card company, bank, or credit union, as well as the actual card, fees can be extremely high.  However, the more common type of card that comes with a hefty annual fee is those offered to people with poor credit.  On the other hand, people with good credit can often be approved for a credit card with no annual fees.[br]

Many credit cards being offered come with an annual fee.  Depending on the issuing company, a credit card company, bank, or credit union, as well as the actual card, fees can be extremely high.  However, the more common type of card that comes with a hefty annual fee is those offered to people with poor credit.  On the other hand, people with good credit can often be approved for a credit card with no annual fees.[br]

To help people find a credit card with no annual fees, we wanted to provide some options that could be considered but along with this list, it is also important that consumers spend time looking at the terms and conditions of any card interested in securing.  Although finding information for a credit card with no annual fees by reading the information can be hard in that some issuing companies “hide” information, it is important for consumers to take responsibility for any decision made that involves finances.

· Discover More Card – American Flag – This first credit card with no annual fees is proudly sponsored by Discover while being in a design of the American flag.  In addition to the annual fee being waived, this particular card also provides a Cashback Bonuses rewards program, 0% APR on all balance transfers and purchases, and no late fees, which is an exceptional option for people to consider getting.[br]

· State from Chase – Another excellent possibility for a credit card with no annual fee is this one offered by the reputable bank Chase.  This card features the Blueprint, which means that consumers using the card for everyday purchases to include gasoline or groceries would pay a lower interest rate than for other types of charges.  This card also has a 0% APR, patented fraud protection, zero liability on unauthorized purchases, and alerts via text and/or email.

· Citi Forward – This CitiBank card is also well worth considering.  For starters, it is a credit card with no annual fee and it has a rewards program whereby as much as 2% purchase APR reduction is offered when a purchase is made, the consumer remains below the credit line, and when payments are made on time during three consecutive billing cycles.  Other benefits to this credit card with no annual rate includes points earned that can then be traded in for all types of activities and merchandise and 0% APR for the first six months for new purchases, as well as balance transfers.

· American Express Blue Card – Another great credit card with no annual fee is from American Express.  In this case, the cardholder can earn as much as 5% cash back when making everyday purchases such as gasoline, prescriptions, and groceries, it offers a 0% APR for the first six months of a new purchase, and the normal APR is as low as 17.24%.

· Facecard Prepaid MasterCard – The last credit card with no annual fee we wanted to mention is actually a prepaid card form MasterCard.  This card is provided with no credit check and no security deposit but the cardholder would need to deposit funds, which become the available credit limit.  This credit card is no different from an unsecured MasterCard, meaning the cardholder can use it anywhere MasterCard is accepted.