Ameriprise Bank FSB CD Rates
Please note that we are not authorised to provide any investment advice. The content on this page is for information purposes only.
When you trust your money to Ameriprise Bank FSB you know that you are trusting it to a financial establishment that you can depend upon. A certificate of deposit is a fixed-term financial product that offers an excellent means for saving for a trip you wish to take in the future or another big purchase such as some new furniture or a car. It is also a smart way to build a cash reserve for an emergency that might take place. A CD is a sound strategy for managing your money and your cash flow needs.
When you trust your money to Ameriprise Bank FSB you know that you are trusting it to a financial establishment that you can depend upon. A certificate of deposit is a fixed-term financial product that offers an excellent means for saving for a trip you wish to take in the future or another big purchase such as some new furniture or a car. It is also a smart way to build a cash reserve for an emergency that might take place. A CD is a sound strategy for managing your money and your cash flow needs.
The Ameriprise Bank FSB CD rates are guaranteed fixed rates. You get to choose amongst eight different terms and they can be started with as little as $1,000. All of the CD accounts through the Ameriprise Bank FSB are insured by the Federal Deposit Insurance Corporation (FDIC).
Consider your financial goals when contemplating which certificate of deposit is most suitable for you. You also might want to consider laddering your CDs. If you are not aware of what this is, a CD ladder is a way to potentially increase the returns you make. What you do in this case is you choose a variety of maturity dates for CDs and then roll over the funds. It is smart to think of certificates of deposit as a part of a cash management strategy that is as well-balanced as it can be.
Here are the most recent Ameriprise Bank FSB CD rates:
• 3 Month Term CD- APY of 0.25%
• 6 Month Term CD- APY of 0.30%
• 12 Month Term CD- APY of 0.60%
• 18 Month Term CD- APY of 0.80%
• 24 Month Term CD- APY of 1.20%
• 30 Month Term CD- APY of 1.25%
• 36 Month Term CD- APY of 1.55%
• 60 Month Term CD- APY of 2.35%
The certificates of deposit at the Ameriprise Bank FSB come with some features worth noting. As a customer you receive free unlimited information access to both phone banking as well as Internet banking. There are no monthly fees as well as no annual fees when you open a certificate of deposit account. There are also no start-up fees and no maintenance fees to worry about.
It would be a mistake to consider withdrawing your money early from a CD account. Amounts withdrawn for certificate of deposit accounts that are 12 months or shorter would see you losing 90 days worth of interest. CDs that are more than 12 months would see a loss of 180 days worth of savings.
