Citicorp Credit Card- Think Gold or Platinum

If you don’t have a Citicorp credit card in your wallet then you might want to apply for one right away. Other names for Citicorp cards include Citibank cards or simply Citi cards. Two of those cards include the Citi Gold Card and the Citi Platinum Card.[br]

If you don’t have a Citicorp credit card in your wallet then you might want to apply for one right away. Other names for Citicorp cards include Citibank cards or simply Citi cards. Two of those cards include the Citi Gold Card and the Citi Platinum Card.[br]

The Citi Gold Card is aimed at customers who have excellent credit and a high credit limit. To the customers fortunate to qualify for it, this card offers them tremendous purchasing power and other great deals such as rewards for continued loyalty. When you are approved for a Citi Gold Card there is no annual fee for the first year. The APR rate after the one year is over is variable as opposed to fixed. If you pay a bill late you are responsible for the late fee. You are also charged a fee for cash advances as well as currency transactions.

This Citicorp credit card has its share of advantages. It offers consumers higher credit limits and cash withdrawal limits that many other credit cards do not offer. It also offers priority services such as Citiphone. This is a 24/7 personalized service that guarantees cardholders a very secure environment when making online purchases. It also offers some basic services that come in very handy such as making airline reservations, making cash transfers and paying utility bills. It also allows card members to do some banking online, such as to view account details, to order drafts, to apply for another credit card and/or to apply for a new check book.[br]

Another Citicorp credit card that is available to those with good credit histories and good credit ratings is the Citi Platinum Card. This card is offered to customers in association with not just MasterCard but American Express as well. The card comes with a zero percent annual percentage rate (APR) on its balance transfers for the span of 12 months. There is also the same on purchases from the date that the account is opened (12 months). Be aware however that the length of time that the zero percent APR is in effect has to do with the credit history of the card member.

Zero liability is a worthwhile feature of this Citicorp credit card. What this means is that if unauthorized deductions are made from the credit card the Citi Platinum cardholder is not liable to pay for them. Many individuals appreciate what the MasterCard zero liability program has to offer them in terms of peace of mind.

The Citi Gold Card and the Citi Platinum Card are both trademarks of Citicards. They can be found online at http://www.citibank.com/.