Vancouver Credit Card – Finding The Best

Credit card companies have recognized the value for consumers in providing regionalized credit cards and such is the case with Vancouver credit cards. Whether you plan to make Vancouver your home or not it helps to have a Vancouver credit card on hand for emergencies that may crop up. When it comes to credit cards you have plenty of choices.[br]

Credit card companies have recognized the value for consumers in providing regionalized credit cards and such is the case with Vancouver credit cards. Whether you plan to make Vancouver your home or not it helps to have a Vancouver credit card on hand for emergencies that may crop up. When it comes to credit cards you have plenty of choices.[br]

If you earn more than $35,000 a year and have excellent credit (meaning that you have never declared bankruptcy or do not have a delinquent account) then you might want to apply for the MBNA Platinum Plus MasterCard. This card boosts no annual fee and an annual interest rate (AIR) of 17.99 percent. Please note that the inaugural interest rate is 1.99 percent for the first 10 months in regards to cash advances and balance transfers. The credit limit for this card can reach as high as $100, 000. You must be a Canadian resident to apply for this credit card and you must have attained the age of majority (which is 19 years of age in British Columbia).

Another option for a Vancouver credit card is a Visa card. One of the best ones to apply for is the CIBC Aero Classic Visa Card. The annual fee for this card is only $29 while the annual interest rate (AIR) is 19.50 percent. This card comes with a reward plan known as the Aeroplan Miles reward program. Individuals who are approved for this card are eligible for one Aeroplan Mile for every transaction they make with their card that totals over two dollars. If this card is used at places where CIBC Bonus Rewards is accepted then the cardholder can earn double Aeroplan Miles.[br]

If you wish to apply for a Vancouver credit card then you have plenty of options at your disposal. Some of the banks that issue credit cards in Canada include the Bank of Montreal, the Royal Bank of Canada (RBC), Scotiabank, TD Canada Trust, CIBC and HomeTrust. You need to ask yourself whether you are looking for a regular credit card or a specialized credit card. A regular credit would include a standard, gold or platinum card. A specialized card refers to something more focused such as a student card, a secured card, a retail card, a charge card or an American dollar card. Once you know what to look for in a Vancouver credit card, the search for it will become increasingly easier. There really is a card on the market for everyone.

MBNA Platinum Plus MasterCard is a trademark of MBNA Canada Bank, which can be found at http://www.mbna.ca/