Ripple, DXC Team Up to Integrate XRP Payments Into Global Banking via Hogan

B. Ali
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Ripple has partnered with DXC Technology to integrate XRP-based payments into global banking systems through DXC’s Hogan Platform. This collaboration aims to scale blockchain payments across international banking networks without disrupting existing infrastructure.

The integration connects Ripple’s payment solutions, which use XRP and RLUSD, directly with Hogan’s core banking environment. Hogan currently manages over $5 trillion in deposits and supports more than 300 million bank accounts worldwide. Hence, this move opens the door for XRP payments to reach a large portion of the global banking system.

DXC Partnership Enables Blockchain Payments for Banks

According to the announcement, the partnership allows banks to process blockchain-based payments using digital assets without replacing their existing systems. However, financial institutions can still access modern payment capabilities through Ripple’s technology.

DXC explained that Ripple’s digital asset custody and payment solutions will be embedded into Hogan’s platform. Thus, Hogan clients can offer digital custody, tokenized assets, and blockchain payments in a streamlined way. In fact, this integration helps bridge traditional finance with enterprise-grade blockchain solutions.

Apart from this, the payments are expected to run on the XRP Ledger, which Ripple already uses for fast and low-cost transactions. As a result, banks can adopt blockchain technology without disrupting their core banking frameworks.

Ripple Expands Institutional Reach Through Strategic Moves

This collaboration follows Ripple’s recent $150 million investment in LMAX Group, aimed at accelerating institutional adoption of its RLUSD stablecoin. RLUSD is set to become a key collateral asset within LMAX Group’s institutional FX trading infrastructure.

In addition to this, Ripple also partnered with University of California, Berkeley to promote institutional usage of the XRPL. The initiative, called Digital Asset Xcelerator (UDAX), focuses on expanding real-world blockchain applications. Consequently, Ripple continues to strengthen its position within regulated and academic environments.

XRP Moves Closer to Real Banking Use Cases

Ripple’s North American Vice President and Managing Director, Joanie Xie, stated that the partnership brings blockchain payments into real banking use. Organizations can now implement XRP payments at scale, whereas earlier adoption remained limited.

DXC’s Global Head of Financial Services, Sandeep Bhanote, added that banks gain access to digital assets without modifying their core systems. On the other hand, market analysts believe this integration could unlock real-world tokenization use cases such as instant refunds, automated rewards, and tokenized tickets.

According to Andrew, an XRP-focused analyst, embedding Ripple’s infrastructure into core banking systems brings XRP closer to being used in bank treasury operations. Similarly, improved regulatory clarity and growing integrations are positioning XRP as a neutral liquidity tool in institutional finance.

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