Megatal Homes Clears SEC Hurdle to Launch Crypto Payments and Rewards Platform

Megatel Homes, a Texas-based construction company, is set to launch a new crypto rewards platform that aims to boost crypto-based payments across its ecosystem.

SEC Action Letter Clears the Way for MegPrime’s Launch

In a press release published on January 15, Megatel Homes confirmed that it had received an action letter from the Securities and Exchange Commission (SEC), effectively clearing it to move ahead with the launch of MegPrime – its payment and rewards platform that will incorporate blockchain technology into real estate payments.

The platform will enable users to make payments using its native MP token.

These payments can cover a wide range of expenses, from mortgages and rent to car payments and household bills. Megatel asserts that the crypto-based system could save users thousands of dollars each year.

MegPrime had been operating in stealth mode to satisfy regulatory requirements. With the SEC’s green light, the platform is now publicly accepting users.

We operated in stealth-mode to meet regulatory requirements. We had to get the foundation right.

Built with clear rules and compliance in mind.

Now we’re ready to share the payments and rewards platform we’ve been working on.

What does that mean for you?

— MegPrimePay (@MegPrimePay) January 16, 2026

It was further revealed that users will be able to access BillPay Rewards, which offer up to 20% in cashback for mortgage or rent payments made through the MP token.

RentForward, another feature, offers renters up to a staggering 100% of their past 12 months’ worth of rent, which will go towards future home purchases. The rewards for this feature are capped at $25,000.

Moreover, MegPrime offers a MegaLow Rate Program, which provides eligible users with mortgage rates up to 2% below the prevailing market rate when payments are made using the MP token. With the average 30-year fixed mortgage rate hovering over 6%, the savings on this could easily run into thousands of dollars annually.

The platform also offers savings of up to 10% rewards on everyday spending made through the platform’s native crypto debit card.

A Sign of Easing Crypto Regulations and Growing Real Estate Adoption

The launch of MegPrime came on the heels of increased lifting of regulatory hurdles that the blockchain and crypto industry has faced under the current administration.

This marks the first major play by a private firm to incorporate blockchain technology into real estate that we’ve seen in a while.

MegPrime’s launch follows a period of easing regulatory hurdles for the crypto industry. It represents a notable private-sector effort to integrate blockchain into U.S. real estate transactions.

This move is not isolated globally. Last month, the country of Georgia’s Ministry of Justice signed a memorandum of understanding (MoU) with the public blockchain network Hedera.

The agreement explores tokenizing real estate and migrating the national land registry onto a blockchain.

According to a press release to that effect, Georgia is actively looking into the potential integration of blockchain technology and public infrastructure.

Officials will be working with representatives from Hedera to see if they can transfer data from the National Agency of Public Registry to Hedera’s network, in the hopes that the move will improve property rights and bolster process transparency.

At the moment, the agreement remains anon-binding MoU. However, officials are now working on forming joint working groups to further explore opportunities.