Nordstrom Card (Nordstrom Credit Card)

By: EconomyWatch   Date: 6 October 2010

About The Author

EconomyWatch

The core Content Team our economy, industry, investing and personal finance reference articles.

EconomyWatch, Content Team

 

  • Dot Div
  •      

The Nordstrom Card is issued by Nordstrom Bank, a fully owned subsidiary of Nordstrom, Inc. An applicant can choose from five variants of the Nordstrom credit card, including the Nordstrom Visa Signature, Nordstrom Platinum Visa, Nordstrom Retail, Nordstrom Mod and Nordstrom Visa Check cards.

Nordstrom Card: Features & Benefits

The various features and benefits associated with Nordstrom credit cards include:

  • No annual fee.

    •  

  • The lowest APR offered by a Nordstrom credit card is 7.9%, while the highest APR is 22.9%.

    •  

  • Grace period of 25 days.

    •  

  • As soon as an applicant gets approved for a Nordstrom card, s/he automatically becomes a level 1 member of Nordstrom’s fashion rewards program.

    •  

    • Cardholders are awarded two reward points against every net dollar that they virtually spend at Nordstrom.com, Nordstrom Rack or by the catalogue.

    • As soon as the cardholders collect 2,000 points, they automatically get a Nordstrom note worth $20.

    • Signature, Platinum and Check card holders get one reward point each time they use their credit card at other places where Visa is accepted.

    • Cash advances are charged a transaction fee which is equivalent either to 3% of the transaction amount or $5, whichever is greater.

    • 24/7 telephonic customer service

    Nordstrom Credit Card: Restrictions

    Some of the basic restrictions applicable to Nordstrom cards are:

    • It is mandatory to give a 21 day notice before the redemption of travel points.

    • Nordstrom Bank will not be liable for any fraudulent transactions that take place at the merchant’s website. Furthermore, it does not make any guarantees regarding products that are endorsed by merchants.

    You can find out more about application, rewards, customer service and Nordstrom credit card payment online from https://www.nordstromcredit.com/Nordstrom_InstantApp/, which is operated by Nordstrom Bank and is a brand of Nordstrom, Inc.

    How to apply for a Nordstrom Card

    Residents of the US, who are over 18 years, can apply for a Nordstrom card. However, the qualifying age limit for the residents of Alabama is 19 year, while that for the residents of Mississippi is 21 years. Only those applicants who do not have a history of seriously delinquent accounts or episodes of bankruptcy get credit approval. The time required for approval can range from one to two weeks. On approval, the card is dispatched within two weeks.

    ‘Nordstrom Credit Cards’ is the trademark of Nordstrom Bank, who can be found at www.nordstrom.com

    Find out more about Nordstrom Credit Card.

     


    • Dot Div
    •      

    Most Popular in US Credit Cards

    Related Links
    blog comments powered by Disqus