David Jones Card is available as a store card as well as with the brand name of American Express.
David Jones was established in 1838 and has become a retail giant, with 37 outlets throughout Australia. It operates a number
of retail stores, including cosmetics, fashion, home appliances and electronic goods outlets. David Jones earns approximately 30%
of its revenues from the David Jones Store Card.
David Jones Credit Card: Features and Benefits
The David Jones Credit Cards have complementary purchase and online fraud protection. They also come with online account
tracking. The individual features and benefits include:
David Jones Store Card
- Interest free credit period of up to five years on select purchases at David Jones stores.
- Free gift wrapping of items purchased with the card.
- Invitation to various events.
- Instant rewards.
- Complementary gift and fashion catalogues.
- No annual fee.
- 56 days grace period for payment of dues.
- Interest rate of 22.99%.
David Jones American Express Card
- Annual fee of $99.
- Interest rate at 20.49%.
- Doubling of points earned in the initial six months of usage.
- Earn up to two points on every dollar spent with the card.
- Complementary travel voucher worth $100.
- Conversion of points into gift cards.
- Redemption of points with Qantas flight tickets.
- No expiry of points.
David Jones Card: Drawbacks
The David Jones Card, however, also has some drawbacks, such as:
- The cards entail high interest rates compared to other credit cards.
- To acquire a David Jones American Express Card, a person must have an annual income of at least $40,000.
- It is only issued to permanent residents or citizens of Australia.
David Jones Credit Card: How to apply
A person over 18 years of age with a sound credit rating can apply for the David Jones Cards online. The applicant
needs to furnish details of income and employment, along with identity proof, such as a driver’s license.
To apply for a David Jones American Express Card, the applicant must also disclose the numbers of the David Jones Store Cards or any other American Express
Card in his possession.
David Jones is a high-end department store. Hence, the card is best suited for people with higher incomes. In order to recover the annual fee on the David Jones American Express Card, a person
has to spend an average of $1,000 per month.
‘David Jones American Express Card’ is a trademark of the American Express Company, who can be found at www.americanexpress.com
‘David Jones Store Card” is a trademark of David Jones, who can be found at www.davidjones.com.au/