Features of Australia Credit Cards

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The number of credit card users in Australia has increased significantly over the years. Important features of credit card in Australia depend on a number of factors like rates of interest on purchases and balance transfers, annual fee, reward programs, cashback offers, and the like.


The number of credit card users in Australia has increased significantly over the years. Important features of credit card in Australia depend on a number of factors like rates of interest on purchases and balance transfers, annual fee, reward programs, cashback offers, and the like.

The features of Australia credit cards are designed to take care of the diverse financial requirements of the Australian customers. It does not matter if your credit card needs are directed towards fulfilling household expenses or maintaining business operations, Australia credit cards have something for everyone.

Major Credit Card Features in Australia
Australian credit card market offers an array of credit card products for all types of customers. Some of the major features of credit card in Australia are listed below:

  • Interest Free Credit Cards
  • Reward Program Credit Cards
  • Balance Transfer Credit Cards
  • Gold & Platinum Credit Cards
  • Low Interest Credit Cards (Low APR)
  • No Annual Fee Credit Cards

Major Benefits Offered in Australia:
All major credit cards in Australia come with interest free period of 55 days. This feature of Australia credit card comes in handy when one moves out for shopping. However, for Interest Free credit cards it is important to pay back the full amount before the due date on statement; otherwise the card issuer will charge interest on purchases made through these cards.

Reward Program credit cards provide the users with the opportunity of earning lucrative bonus points and money back offers. To make the most of reward program credit cards, you need to pay back your entire due amount within interest free period.

Balance Transfer credit cards provide the customers with attractive incentives on balance transfers. The Gold and Platinum credit cards come with features like travel insurance coverage, reward points, and many more.

Low Interest credit cards are preferred for their substantially low rates of interest; whereas No Annual Fee credit cards charge no annual fee from the cardholders.

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