Ratings Health Insurance
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Ratings Health Insurance: Factors Leading to Poor Insurance Ratings
Your health insurance application may get rejected on account of your bad insurance rating. You may not meet certain criteria stipulated by the insurance company or state. Your insurance rating is determined using a number of factors. Individuals can work on these factors if they need to improve their ratings for health insurance purposes.[br]
Ratings Health Insurance: Factors Leading to Poor Insurance Ratings
In most cases, individuals fail to clear the medical examination. Every insurance company decides the fate of your insurance application on the basis of the results of a medical examination. If this examination brings up any problems with your health, your application is likely to be turned down. Your too liberal lifestyle may also disappoint you when it comes to seeking health insurance. For instance, if you are given to smoking and regular consumption of alcohol you may not be able to obtain health insurance cover for yourself. In the same way, high cholesterol levels and obesity are among the popular reasons behind bad health insurance ratings.
Ratings Health Insurance: What You Should Do
If your health insurance rating has been declared inadequate for you to get health insurance, find out the exact reasons that account for this rating. It is always better to get the problem clarified in writing. Start fixing the problems as soon as possible. For instance, if you were found overweight, go on a diet and stop consuming foods that contribute to excess weight.[br]
It is ideal to consult a physician to obtain proof that you are seriously working on cutting down your excess weight. Work out for the recommended hours and make sure to strictly adhere to the exercise regimen until to you lose weight enough to be eligible for health insurance. It you have health problems, such as blood pressure or high cholesterol, start following a healthy diet chart to ensure to that you keep your metabolism up and running.
When you have worked on the problems for the prescribed time, visit the physician again and obtain proof of your latest health statistics. If they meet the specifications for health insurance, inform the insurance company. Ideally, send a copy of the proof to the company and ask it to review your rating. After the insurance company alters your rating, you will become eligible for insurance cover.
