Homebase Credit Card
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A part of the Home Retail Group, Homebase is Britain’s second-largest home improvement retailer. Well known for its range of products and customer service, the company has started offering Homebase credit card to its customers to help them manage their shopping expenses and payments efficiently.[br]
Homebase Credit Card: Types
The company offers two types of Homebase credit cards:
- Buy Now, Pay 12 Months Later: This type of credit card has a typical APR of 27.9%. Through this credit card, you receive a maximum of 12 months to pay back your purchases. If you repay within this period, you need to just pay a settlement fee of £29. You can also choose to spread the cost over a longer period, up to a maximum of 36 months. Under this scheme, you will need to pay interest on the entire balance from the date of purchase.
- Fixed monthly payments: If you are spending more than £3,000, you can choose this option in which the typical APR is 5.9%. This credit option allows you to repay your purchase amount over 36, 48 or 60 months. You will need to make a fixed monthly payment.[br]
If your purchases do not go beyond £3,000, you can apply for the Homebase card. Other key reasons to opt for this card are:
- You become eligible for “Buy Now Pay Later” deals every time you shop with the card.
- You receive exclusive discount vouchers amounting to £60 when you receive the card.
- You can take advantage of special discounts and offers.
- You do not have to pay any annual fee or deposit.
- You can pay up to a three-month period.
Homebase Credit Card: How to Apply
If you want to apply for a Homebase credit card, you can simply approach any of the company’s retail outlets. However, your card application will be approved only if you are:
- A resident of the UK
- Aged 18 years or more
While applying for the card, you will need:
- Proof of your address such as a utility bill.
- One identification proof to verify your signature, such as a photo driving license, a debit card or a credit card. Homebase does not accept passports as a form of identification.
You can find out more about Homebase Credit Card Payment Online at the http://www.homebase.co.uk/. Homebase credit card is owned by Homebase, part of Home Retail Group.
