Halifax credit card, UK Credit Cards

The best selling Halifax credit cards are Halifax All in One Credit Card, Halifax Student Credit Card, Halifax Plus Credit Card and Halifax Student Credit Card. It also offers other cards like Charity Cards and Partner Cards.

Halifax All in One Credit Card
Following are the major features of the Halifax All in One Credit Card:

The best selling Halifax credit cards are Halifax All in One Credit Card, Halifax Student Credit Card, Halifax Plus Credit Card and Halifax Student Credit Card. It also offers other cards like Charity Cards and Partner Cards.

Halifax All in One Credit Card
Following are the major features of the Halifax All in One Credit Card:

• There is a 0% rate for 10 months in case of transfers of balance that are made within the initial 90 days.
• The typical annual percentage rate is 15.9% and the rate is variable.
• There is a 0% rate for 10 months in case of new purchases.
• is a handling fee 3% for every transfer of balance activity.

Following are the additional features of the Halifax All in One Credit Card:

• There are no annual fees.
• Additional cards are available.
• If the cardholder pays off the full balance every month he would be eligible for an interest free credit of 59 days on the purchases.
• There is service throughout the day.
• The cardholders are secured against online frauds when they are buying things on the Internet with the card.
• The cardholders can manage their cards on the Internet.
• The card is accepted at more than 24 million commercial establishments all over the world.
• The cardholders can choose any one of the following colors – Black, White,Pink, Blue and Red.
• The card is replaced if it is lost.

Halifax Plus Credit Card
Following are the major features of the Halifax Plus Credit Card:

• There is a rate of 0% for 15 months in case of transfers of balance that are made within the initial 90 days.
• The typical annual percentage rate of the card is 16.9% and it is variable.
• There is a rate of 0% for 3 months in case of purchases.
• There is a 3% handling fee in case of every transfer of balance.

The additional features of the Halifax Plus Credit Card are as follows:

• There is no annual fee.
• Additional cards are available.
• The cardholders can get a maximum of 59 days of interest free credit in case of purchases. This offer would only be applicable if the balance is paid in full each month.
• There is 24 hour service.
• When the cardholder is using the card on the Internet for shopping he is safeguarded from online fraud.
• There are online management facilities.
• The card can be used at more than 24 million business establishments all over the world.
• Any one of the following card colors can be chosen – Black, White,Pink, Blue and Red.
• There are provisions for card replacement if the card is lost.

Halifax Standard Credit Card
The typical annual percentage rate of the Halifax Standard Credit Card is 27.9%. The rate is variable as well. The Halifax Standard Card can be used in hundreds of activities like booking holidays, online shopping and emergency purchases for example.

Following are the additional features of the Halifax Standard Credit Card:

• The cardholders would be secured against online frauds at time of using their cards for shopping.
• There are extra cards.
• The cardholders would also receive a one year free membership of CreditExpert, an Experian facility.
• There is round the clock service.
• The cards are accepted in over 24 million merchant locations all over the globe.
• There are online management benefits.
• The cardholders also receive 59 days worth interest free credit provided their balances are paid in full every month. This offer is on the purchases made with the card.
• The cardholders can choose either one of the following – Black, White,Pink, Blue and Red.
• There are card replacement facilities.

Halifax Student Credit Card
Following are the major features of the Halifax Student Credit Card:

• The cardholders can opt for the credit limit as per their requirements. The highest amount provided is 500 pounds and the lowest is a 100 pounds. The cardholder can inform the Halifax authorities regarding his required credit limit when he activates the card.
• The cardholders receive balance updates of the week through text messages.
• The cardholders also receive text alerts at free of cost. These serve to make the cardholder aware of the dates and amount of payment of credit card bills.
• The cardholders also receive a number of discounts from the leading brands in the UK.

Following are the additional features of the Halifax Student Credit Card:

• The cardholders can receive a maximum of 59 days of interest free credit to their accounts. This offer is provided on all the buys made with the card and is applicable only of the monthly balance has been paid off in full.
• The typical annual percentage rate is 17.9% and it is variable.
• There are no annual fees.

Additional Cards offered by Halifax

Halifax also issues Charity Cards and Partner Cards. In case of Charity Cards the money received from the usage of the cards is used by Halifax for charitable purposes. These cards have a typical and variable annual percentage rate is 16.9%. The Halifax Charity Cards are offered in association with NSPCC and Cancer Research UK.

The Halifax Partner Cards are offered in conjunction with the business associates of Halifax and these cards have additional benefits that are provided by the particular partner. Following are the various Halifax Partner Cards:

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• Marriott Rewards Visa Card
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