Germany Credit Card

 

 

With more people preferring to transact in cash, the use of credit card in Germany is lower than other European countries. This is because credit cards are not accepted at every store. Most stores in the country have a sticker on the door indicating the acceptance or non-acceptance of credit cards. However, it is always better to confirm. VISA and Eurocard/Mastercard are the most used cards in Germany and are offered by almost all banks. The use of credit cards also attracts higher charges compared to other countries.[br]

 

A word of caution for those not residing in Germany, banks do not issue credit cards easily to travelers. In Germany, credit card use would require that your bank has a branch in Germany. To get a credit card in Germany, a bank account from which your monthly dues will be paid must be declared.

 

Germany Credit Card: Types

The following are some credit cards offered in Germany:

Barclay Gold Visa Credit Card: This card comes free of interest for two months. You can request for a contributory partner card if you hold a Barclay Gold Visa Credit Card. You can withdraw money from anywhere in the world without paying any fee.

 

Citibank Visa GoldFlexx: The card features global acceptability and is safe and convenient to use. It comes with a flexible Free Cash Service for cardholders. The biggest benefit of owing a Citibank Visa GoldFlexx is that cardholders are not required to pay any additional charges health insurance and transportation accidents outside Germany.

 

Citibank Travel Pass – Deutschland: Ideal for regular air travelers, this card allows them to collect bonus points that they can redeem for flights Bonus.[br]

 

Santander VISA Card Classic: Accepted worldwide at over 29 million locations, this card offers 5% rebate on travel bookings. You can withdraw cash at more than 1.2 million ATMs. Santander VISA Card Classic holders enjoy flexible repayment options.

Some other cards used in Germany are:

• Santander 1PlusCard

• American Express Green Deutschland

• American Express Gold Card – Deutschland

Besides credit cards, there is also the Geldkarte, an ‘electronic money’ card. However, only those with a current account can use the Geldkardte and only in shops equipped for such electronic money transactions.