Dental Insurance Companies


Knowledge of the credibility of dental companies and the policies they offer help to choose the ideal dental insurance plan. Most dental companies have contracts with dental professionals to provide good quality services at a low cost.

Dental Companies: Insurance Plans

Dental companies offer two types of dental insurance – indemnity plans and managed care plans. Depending upon individual insurance needs, one can select any of the dental insurance plans.


Knowledge of the credibility of dental companies and the policies they offer help to choose the ideal dental insurance plan. Most dental companies have contracts with dental professionals to provide good quality services at a low cost.

Dental Companies: Insurance Plans

Dental companies offer two types of dental insurance – indemnity plans and managed care plans. Depending upon individual insurance needs, one can select any of the dental insurance plans.

With an indemnity plan, an insured has complete flexibility to seek dental services from any professional. A policyholder has to make payments at the time of service. Dental companies reimburse the payment claims based on standard service charges. However, individuals are responsible for paying the deductibles.

Managed care plans are cheaper that indemnity plans, but put limitations on the scope of insurance. With such a plan, dental companies require the policyholder to visit networked professionals. The insurance provider pays for a share of the medical cost and the rest has to be borne by the policyholder. However, networked professional offer you discounts on services for being a customer of the insurance company. Dental companies offer Dental Preferred Provider Organization (DPPO) Insurance, Dental Health Maintenance Organization (DHMO) Insurance and Dental Point of Service.

Major Dental Companies

Aetna: It is one of the leading healthcare providers in the US. Aetna’s product range comprises healthcare, dental cover, life insurance and disability insurance. Aetna agents provide necessary information about insurance, helping consumers in making informed decisions. In 2009, the company had a customer base of approximately 14 million for dental insurance. The company offers Aetna Individual Advantage Dental for individual customers and tailor-made dental insurance plans to employers or groups.

GE Wellness Plan: It offers considerable coverage at affordable rates. The GE Wellness plan takes into account your personal insurance needs to suggest which policy cover you should buy. The company offers dental insurance in two forms – general healthcare plan with dental cover and dental only plan.

Dental Network of America: Since its establishment in 1985, Dental Network of America (DNoA) has offered credible dental insurance services to its customers. It offers DHMO, DPPO and indemnity dental insurance to individuals or group. Through a dental referral networks program, one can get a discount on policy rates.

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