Best Credit Cards in Singapore

Finding the best credit card is as much about identifying the least interest rate as it is about identifying one’s own shopping habits. Each credit card may offer value for some while offering none for others. In a country such as Singapore, finding the best credit card can get even more challenging as the number of credit cards can overwhelm anyone. Therefore, it all distills into finding the best value for your money and the frequency of use.

Finding the best credit card is as much about identifying the least interest rate as it is about identifying one’s own shopping habits. Each credit card may offer value for some while offering none for others. In a country such as Singapore, finding the best credit card can get even more challenging as the number of credit cards can overwhelm anyone. Therefore, it all distills into finding the best value for your money and the frequency of use.

Go for a miles credit card if traveling is your most frequent investment or a shopping reward credit card if you shop heavily. Try to find a similarity between your shopping penchant and the facilities offered by the card.

How to Get the Best Credit Cards in Singapore

Due to the clustering of features in one credit card to make it more appealing than others, it is possible to find more than one features in a particular credit card as well. The right approach is to first identify your expectations, besides your shopping habits. See whether you want:

• Rewards
• Bigger grace periods
• Cheaper balance transfer
• Cheaper cash advances

Best Banks For Top Credit Cards in Singapore

Singapore, being a booming economy, is home to all the major banks of the world. Be it HSBC or Citibank, all banks have marked their presence in this country and have one or the other credit card to offer. Here are the best Credit Cards in Singapore:

• Citibank
• HSBC
• DBS Bank
• Oversea Chinese Banking Corporation
• United Overseas Bank Limited
• American Express
• Maybank Singapore
• Standard Chartered

It may help you even more if you already have an account with these banks. As is known universally, banks appreciate continued business with existing customers as it’s less time-consuming and more reliable. Therefore, begin your search for the best credit card in Singapore with your own bank first.

Get more information on Singapore Credit Cards on EconomyWatch.