Bank of Ireland Credit Card

 

 

Bank of Ireland credit card products are available for individuals, businesses and students living in Ireland or the UK. The bank offers competitive interest rates on credit cards, along with the ability to manage one’s account online.[br]

Bank of Ireland Credit Card Products

Bank of Ireland offers the following credit card products for its customers in Ireland:

 

• BOI Clear Card: The card offers 9.5% annual percentage rate (APR) on all purchases and zero percent interest on balance transfers for the first six months.
• 2 in 1 credit card: It has zero percent interest rate on all purchases, cash advances and balance transfers for the first six months. It comes with free payment protection and purchase cover plans.
• Platinum Advantage: This most prestigious credit card from the Bank of Ireland offers extended credit limit and free travel insurance.
• Affinity cards: The bank offers affinity cards for Irish students in association with different educational institutions. This card offers a low interest rate, low credit limits and no annual fees.

 

Bank of Ireland offers the following credit card products for its UK customers:

• MoneyBack MasterCard Standard and Gold
• Standard MasterCard
• Gold MasterCard
• Queen’s Affinity Card
• Student Visa Credit Card
• Ulster Rugby MasterCard

Bank of Ireland Credit Card: Benefits

Bank of Ireland credit cards comes with following common benefits:

 

• An interest-free credit period of up to 56 days.
• Ability to add up to three additional cardholders on a single credit account.
• Based on chip and PIN verification security model.
• Accepted at over 40,000 locations in Ireland and 22 million outlets worldwide.
• Emergency customer helpline for immediate assistance.
• With Bank of Ireland’s 365onilne service, access account details 24×7 from anywhere.[br]

Bank of Ireland Credit Card Application

To apply for a Bank of Ireland credit card, one has to:

 

• Be 18 years of age or more
• Have a building society or bank account in Ireland
• Have a regular source of income
• Have annual income of over €16,000
• Be a permanent resident of Ireland

 

An individual can simply visit the bank’s website to fill an online credit card application form. The following information is required for an online application:

• Current account number
• Sort code
• Existing credit card details (if any)

 

However, application approval and Bank Of Ireland credit card terms and conditions are based on the sole discretion of the bank.