Apply For Credit Cards in Singapore

 Even before you apply for a credit card, Singapore is worth researching because of the huge market that offers umpteen credit cards that compliment your shopping habits. With attractions such as reward points, travel miles, cash rebates, zero annual charges and supplementary cards; credit cards are now as much about discounts as they are about credit.

 Even before you apply for a credit card, Singapore is worth researching because of the huge market that offers umpteen credit cards that compliment your shopping habits. With attractions such as reward points, travel miles, cash rebates, zero annual charges and supplementary cards; credit cards are now as much about discounts as they are about credit.

Applying For Credit Cards in Singapore

The key to identify and apply for the right credit card lies in identifying your shopping habits and your frequency of use. Assess whether you buy gasoline, household products or travel products more than other things. Once, you know the things that you spend more on; try to find a credit card that offers reward points or cash rebates on those specific items. Accumulate the points and minimize the cost of ownership.

Also keep an eye on:

• APR
• Annual fee
• Cash advances
• Balance transfers
• Default penalties

In a nut shell, ensure you go through the finer details of the credit card before applying for any.

Leading Offers for Credit Cards in Singapore

Here are a few banks and their offerings:

• Citibank: Citibank issues Citi TANGS Platinum Visa card, Citibank Paragon Platinum MasterCard, Citi Platinum Visa and MasterCard and Citi Clear Platinum card.

• HSBC bank: This bank offers HSBC Platinum Credit Card, Gold Visa MasterCard and HSBC Premier MasterCard.

• DBS bank limited: This bank maintains an exhaustive list of credit cards including DBS Platinum card, DBS Visa Platinum card, DBS NUSS Visa Platinum card, DBS SAAB Platinum card, DBS Altitude American Express card, DBS Esso Platinum MasterCard, DBS woman’s card, BHG Visa Platinum card, DBS American Express credit card, Takashimaya Visa card, DBS Visa MasterCard, Takashimaya Platinum American Express card and Capita Card Visa Platinum credit card. 

• Oversea-Chinese Banking Corporation Ltd. (OCBC Ltd.): The credit cards issued by OCBC Ltd include Platinum MasterCard, BEST-OCBC Master Card NTU Visa Gold card, NTUC Plus, Robinsons Visa Platinum card, OCBC Arts Platinum MasterCard, IKEA friends Visa card, SAFRA Visa card, Robinsons Visa Platinum Elite card, and Titanium.

Other banks such as United Overseas Bank Limited should be considered as well when you plan to apply for credit cards in Singapore.  Here are some of the best Credit Card Issuing Banks in Singapore:

• Citibank
• HSBC
• DBS Bank
• Oversea Chinese Banking Corporation
• United Overseas Bank Limited
• American Express
• Maybank Singapore
• Standard Chartered

 

Get more information about Singapore Credit Cards on EconomyWatch below.