Free Credit Card Australia
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In Australia, a free credit card offers 0% Annual Percentage Rate (APR) on purchases and/or balance transfers. Credit cards that can be obtained without the need for paying annual fees may also fall under the free category. Certain other credit cards do not charge interest for a certain period or days.[br]
In Australia, a free credit card offers 0% Annual Percentage Rate (APR) on purchases and/or balance transfers. Credit cards that can be obtained without the need for paying annual fees may also fall under the free category. Certain other credit cards do not charge interest for a certain period or days.[br]
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Free Credit Card Australia: 0% APR on Purchases
Banks that offer credit cards with 0% APR on purchases let you save hundreds of dollars in interest charges. This means you will not have to pay interest charges on purchases for a certain period, which may vary for different cards. Citibank Clear Platinum card tops this category with their 0% interest on purchases for 6 months. NAB Low Rate Visa Card also offers 0% interest on purchases for 6 months (normally 12.24%).
Free Credit Card Australia: 0% APR on Balance Transfer
Credit cards that offer 0% APR on balance transfers is a good way to save money. One of the best options is ANZ Low Rate MasterCard. This card does not charge any interest for 6 months on balance transfers.
Some other credit cards that offer 0% APR on balance transfer:
- Citibank Platinum Visa Card (0.99% for 6 months)
- Macquarie Bank RateSaver Visa Card (0% for 4 months)
- ANZ Balance Visa Card (0% for 6 months)
It is, however, important to note that once the introductory period is over, standard APR comes into effect.
Free Credit Card Australia: Interest Free Days
A number of Australian banks offer 55 interest free days on certain cards. Here are some cards that do not charge any interest for the initial 55 days:
- ANZ Low Rate MasterCard
- ANZ Balance Visa Credit Card
- Citibank Platinum Visa Card
- St George Vertigo
- HSBC Credit Card
Free Credit Card Australia: No Annual Fee[br]
In this category, the Bankwest Zero Platinum Credit Card was recognized as the Best Transactor Credit Card by the Money magazine in 2010 for charging no annual fee ever. Some other credit cards that do not require customers to pay annual fee include:
- HSBC Credit Card
- American Express Gold Ascent Card
- ANZ First Visa Credit Card
- Commonwealth Bank Low Fee Card
