Northwest FCU CD Rates

The Northwest FCU (Federal Credit Union) offers a range of products for saving your money as well as for investing your money. For example, the Northwest FCU CD rates come with competitive dividends and have very flexible terms that can be geared to fit almost any individual’s budget. When you purchase a certificate you can earn generous interest rates for a fixed span of time. Many of the certificates can be started with a minimum opening balance of $500.

The Northwest FCU (Federal Credit Union) offers a range of products for saving your money as well as for investing your money. For example, the Northwest FCU CD rates come with competitive dividends and have very flexible terms that can be geared to fit almost any individual’s budget. When you purchase a certificate you can earn generous interest rates for a fixed span of time. Many of the certificates can be started with a minimum opening balance of $500.

When it comes to the share certificates offered by Northwest there is a very unique “select your own certificate” program which provides your investment with the flexibility you are looking for. The Northwest FCU CD rates are higher than those of the regular share savings accounts. Another bonus that makes CDs from this credit union worthwhile is that you as the customer have the opportunity to choose when you will be paid your dividends. You can choose monthly, bi-monthly, quarterly, semi-annually, annually or at the time of maturity. 

Share certificates have their share of benefits. The terms for them range from 90 days to five years. You can choose your own dividend frequency. The interest rates are subject to change every Tuesday. The Jumbo certificates offered by the Northwest FCU are geared towards those looking to deposit $100,000 or more in their account. If you have a Premier Checking account then you are eligible to receive bonus interest rates on select certificates of deposit.

Besides share certificates the Northwest FCU (NWFCU) also offers Flexible IRA Certificates, Add-on Certificates and Youth Add-on certificates. With the Flexible IRA Certificates you are offered incredible dividend rates for all kinds of IRAs. This includes the Traditional, the Roth, the SEP and the Coverdell Education Savings Accounts. If you are over the age of 59.5 then you are permitted to make withdrawals from the IRA Certificate without incurring a penalty.

Just as the name implies, an Add-on Certificate means that you are allowed to deposit additional money into your certificate account over the length of its term. This gives you the ultimate level of flexibility in helping your CD account to grow! The Northwest FCU rates for this certificate are subject to change on a weekly basis. You can choose a term of one or two years. All you need to start the Add-on Certificate is $500.

The Youth Add-on Certificate is similar to the Add-on Certificate in that funds can be added over time. The difference is that this account is only available to Northwest FCU Youth Club Account members. The wonderful thing about this certificate is that it can be started with as little as $100.