Dental insurance covers all or some of the dental expenses for which one is required to pay a premium to the insurance provider. Dental insurance can be for an individual, a group or company and also for a family.
Group dental insurance is usually done by an employer for the employees. The cost of this is deducted from the employees' salary.
There are basically two types of dental insurance plans:
Both these categories of dental insurance have their own benefits and drawbacks.
Dental insurance generally covers the following, although the coverage may differ from one insurance provider to the other: