The HSBC Credit Card that caters to both the business and personal needs provide the holder with innumerable advantages. There are different types of HSBC Credit Cards and the characteristics of each of them may be discussed under the following heads.
Types of HSBC Credit Card and their respective benefits
HSBC Master Card
1.This form of HSBC Credit Card earns limitless cash back benefits as well as travel rewards.
2.There is also the zero percent APR in its introductory stage.
- This type of HSBC Credit Card which has universal acceptance charges no annual fee for its usage.
GM Flexible Earnings Card
- For every single purchase that is made through this card there is 1% cash back offer made by this HSBC Credit Card. Cash back is 1% for purchase of any GM vehicle and 3% on the brand new ones.
- Rest of the characteristics are similar to the aforementioned HSBC Credit Card.
Direct Rewards Platinum Card
- For every purchase worth $1 charged through this card the HSBC Credit Card holder can earn 1 point a which is redeemable.
- The Rewards vary from gift cards to gift certificates from the preferred merchants.
The other HSBC Credit Cards used for personal purpose are Orchard Bank MasterCard, Platinum Visa, Best Buy Reward Zone Program MasterCard, Platinum Mastercard, Union Plus Mastercard and Store Branded Credit Cards. The credit cards used for business purposes are:
HSBC Business Card
- This has a very good cash management facility.
- The expenses of the company can be tracked more easily with the help of this HSBC Credit Card. With the help of this facility the expenses of an organization can be narrowed down.
- These cards are available through the HSBC Corporate and Purchasing cards, Smart Data Online etc.
- With the help of the Tap N Go Facility the payments that are made for the purchase are automatically subtracted from the primary business checking account.