If it's value you want, then look to a credit card that features a low interest rate. The Citi Diamond Preferred Card offers a zero percent annual percentage rate (APR) on balance transfers for up to a period of nine months. Please note however that this is based upon your credit application as well as your credit history. Once the introductory period has come to an end, the APR you pay on your spending remains low at 12.24 percent. Another important aspect of this credit card is that it has no annual fee.
When it comes to Citicards, every card is tailored to suit different individuals' needs. So before you decide which one is best for you, compare Citicards and pick the one that will reward you the most for how you spend.
If its rewards that you are seeking then a good option for you is the Citi CashReturns Card. This credit card earns you cash back on everything you buy. You can earn a full one percent cash back on every purchase you make with your card. With this you can also receive a check for $50 every time that you earn $50 for cash back spending. For the first 12 months that you have this card you can get a 20 percent bonus for every purchase you make. Another positive aspect of this card is that it comes with no annual fee.
Other Citicards that are very poplar include the Citi Platinum Select/AAdvantage World MasterCard which is a wise choice for travellers; makes it possible for you to earn 25,000 American Airlines AAdvantages bonus miles within the first four months, after spending $750 or more.
A credit card for college students; does not require that you earn any particular minimum income and it does not require a co-signer. If you are in college then use the student card from Citibank to earn five percent cash back for the first six months. After six months the rate lowers to two percent. Use your card to make purchases at gas stations, grocery stores, drugstores, restaurants, etc.
Citicards and Citplatinum are products and trademarks of Citibank.