Citibank is a subsidiary of Citigroup and has been around since 1812. This financial services company offers a variety of Citicards to its consumers. If you are new to the Citibank family then you will soon discover that there is something for everyone!
Citi credit cards are all very popular but some are more popular than others. Whether you are looking for cash back on spending or flexible travel rewards you will be able to find it in Citi! Let us take a look at some of the most popular cards that the company has to offer.
If it is value you want then look to a credit card that features a low interest rate. The Citi Diamond Preferred Card offers a zero percent annual percentage rate (APR) on balance transfers for up to a period of nine months. Please note however that this is based upon your credit application as well as your credit history. Once the introductory period has come to an end, the APR you pay on your spending remains low at 12.24 percent. Another important aspect of this credit card is that it has no annual fee.
When it comes to Citicards it is a good idea to peruse the selection before you decide which one is best for you. You may discover that more than one seems well suited to you which means you need to choose between them. This can be difficult because each one has its own good points.
If it is rewards that you are seeking then a good option for you is the Citi CashReturns Card. This credit card earns you cash back on everything you buy. You can earn a full one percent cash back on every purchase you make with your card. With this you can also receive a check for $50 every time that you earn $50 for cash back spending. For the first 12 months that you have this card you can get a 20 percent bonus for every purchase you make. Another positive aspect of this card is that it comes with no annual fee.
Other Citicards that are very poplar include the Citi Platinum Select/AAdvantage World MasterCard which is a wise choice for travellers and the Citi Dividend Platinum Select Visa Card for College Students. The former makes it possible for you to earn 25,000 American Airlines AAdvantages bonus miles within the first four months, after spending $750 or more. The latter does not require that you earn any particular minimum income and it does not require a co-signer. If you are in college then use the student card from Citibank to earn five percent cash back for the first six months. After six months the rate lowers to two percent. Use your card to make purchases at gas stations, grocery stores, drugstores, restaurants, etc.
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