The Australian Visa card is available in a number of forms to complement the needs and lifestyles of various sections of the Australian population. The Australian Visa Credit Card is accepted by all major merchants in more than 170 countries.
Australian Visa Card: Types
The Australian Visa Credit Card is available in a number of forms with individual features, such as:
Visa Classic
- Wide recognition and acceptance
- Easier and faster online purchases and payments
- Lowest interest rate among Visa cards
- Acceptable for car rentals and in hotels for reservation
Visa Gold
- Spending limit of more than AUD$5,000.
- Emergency replacement and disbursement of cash while traveling.
- Access to legal and medical assistance.
Visa Platinum
- Personal escort at airports to aid with security and customs check, as well as limousine services.
- Special access to concerts, cinemas and sporting events.
- Travel insurance of up to US$500,000.
- A complementary telephone by Bang and Olufsen.
Visa Infinite
- Concierge services for air travel reservation, yacht charter and other such services.
- Covered for accidentally damaged and faulty purchases.
- Full multi-trip travel insurance for leisure as well as business trips.
- High credit limit to cater to the needs of the elite section of the population.
Visa Mini
This card works just like a standard Visa card but is about half its size. It can be easily attached to a key chain or a mobile phone. The Visa Mini can be used for making payments to merchants as well as to withdraw money from ATMs that require inserting the card completely. It is generally offered as a companion card with the standard Visa card.
Visa Smart Card
Visa Smart Cards have a computer chip incorporated in them to facilitate multiple functions with the Visa card. It has the facility to hold special offers, discounts and reward programs in one card and access them whenever required. It offers more security than a standard card, since it makes use of sophisticated authentication technology.
The full range of Australian Visa Cards includes Visa Debit cards and Visa Prepaid cards, which offer tighter financial control for card holders.
Australia Visa Cards: Issuers
The Australian Visa credit card is issued by about 40 banks, including:
- Adelaide Bank
- Bank of Queensland
- Australia New Zealand Banking Group
- Commonwealth Bank of Australia
- HSBC
- ING Bank
- National Australia Bank
Australia Visa Card offers the ‘Verified by Visa’ facility by allotting a password to the standard Visa cards to ensure more transparent and secure online transactions.
‘Visa Card,’ ‘Visa Credit Card’ and ‘Australia Visa Card’ are trademarks of Visa Inc., who can be found at www.visa.com