Resi Credit Card, Australia Credit Cards

By: EconomyWatch   Date: 6 October 2010

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EconomyWatch

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Resi is one of the popular financial service providers in Australia. Besides specializing in home loans, Resi also offers credit cards to take care of the credit needs of the customers.

Resi credit card comes with an array customized features. The credit card products of Resi are offered in tie-up with American Express. With its convenient rate of interest, reward schemes, and many other additional features, Resi credit card helps the customers to utilize their resources in the best possible way. Resi credit cardholders save considerable amount of money in long run.

Basic Features of Resi Credit Card
With Resi credit card, balances can be transferred from non-American Express credit card to the account of Resi credit card with a p.a. balance transfer rate as small as 7.99% for the life of balance.

On paying off the credit card debt within due date every month, one can earn up to 55 days of interest free term. If the due amount is not paid in full on time, the cardholder is charged at a competitive rate of 19.99% p.a. on purchases.

Resi credit card can also be used to pay back home loan in a shorter time span. To achieve this one needs to link the Resi card to his home loan account. Once the process is complete, the salary of that particular customer gets deposited to the home loan account. This in turn reduces interest burden of the loan.

Resi credit cardholders can also make cash advances by opting for enrollment to American Express Cash Advance system.

With Resi card, you need not pay any annual fee in the first year. If you keep on spending $5,000 or more every year through this card, you will not be charged any annual card fee.

Application Process of Resi Credit Card
It is quite easy to apply for Resi credit card. You have to download the authorized application form available in the official website of Resi. The print out of the form needs to be filled up properly. The filled up form has to be mailed to the following address:American Express Australia Limited.
Reply Paid 5148
Sydney NSW 2001


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