Encompass Credit Union, Australia Credit Cards

By: EconomyWatch   Date: 6 October 2010

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EconomyWatch

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Encompass Credit Union caters to the diverse financial requirements of over 23,000 union members based in different parts of Australia. With its credit cards, insurance products, savings accounts, and loan products, Encompass Credit Union enables the members to optimize their resources.

Encompass credit card is offered in the form of Visa card. Like all other products, Encompass credit card is designed to meet the expectations of the customers. The Visa credit card from Encompass is used by over 3,500 union members. In 2005, the Encompass Visa credit card has received the prestigious ‘Awards for Excellence’ of Personal Investor Magazine.

Encompass Visa credit card has worldwide acceptance. The terms and conditions of this card are convenient and designed to suit the lifestyle of the union members. With Encompass Visa credit card you can access your account at ATMs featuring “VISA” logo and avail the EFTPOS facility in any corner of the world.

Encompass Visa credit card proves to be of great use for making day-to-day purchases. Members of Encompass Credit Union can also use this Visa credit card for advancing cash.

Basic Features of Encompass Visa Credit Card
Features of Encompass Visa credit card are comprehensive and user-friendly. Some of the basic features of Encompass Visa credit card are as follows:

  • 12.25% p.a. rate of interest on purchases made through the card
  • 12.25% p.a. rate of interest on cash advances
  • Interest free credit up to 55 days
  • Annual card fee as small as $36
  • 3% or $25 min repayment rate
  • $25 Late payment fee
  • OS emergency card fee of $310
  • $10 Over limit fee
  • OS ATM fee balance of $1
  • $4 OS ATM fee withdrawal
  • $15 Duplicate statement fee
  • $31.50 for Trans verification
  • $35 / hour Retrieval fee subject to $2 / statement page

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