AMP is issuing two credit cards in Australia – AMP American Express Platinum Credit Card and AMP American Express Gold Credit Card.
AMP American Express Gold Credit Card
The AMP American Express Gold Credit Card is primarily meant for consumers who prefer a lower interest rate as well as some rewards. Following are the major features of the card:
- The AMP American Express Gold AMP American Express Gold Credit Card is an AMEX card.
- The cardholders can save on interest by transferring the balance left in the other credit cards to the AMP American Express Gold Credit Card account.
- The purchase rate of the card is 14.99%.
- There are Emergency Card Replacement facilities.
- The balance transfer rate is 7.99% for life.
- The cardholders also receive American Express Online Fraud Protection Guarantee services.
- There is a interest free purchase period of 55 days for making purchases with the card.
- The cardholders also receive online account access facilities.
- The annual fee of the card is 70 Australian dollars. The cardholders, however, do not need to pay any annual fees in the first year.
- The cardholders can avail supplementary cards for the spouse or other family members. The annual cost of the service is 20 dollars per annum.
- The credit limit of the card is $25,000.
Rewards Programs of the AMP American Express Gold Credit Card
The cardholders of the AMP American Express Gold Credit Card are eligible to receive a number of benefits and prizes when they enroll into the Membership Rewards facility. The cardholders would receive a point each for every dollar they spend with the card. The points last as long as the account remains current. There are two rewards programs provided by the AMP American Express Gold Credit Card – Choices and Ascent.
The Choices program enables the cardholders to encash their points for a diverse group of benefits like retail gift cards, travel rewards and merchandise. This scheme also includes the TravelKey. With the help of the TravelKey facility the cardholders can redeem their points at any place and at any time with the Travelscene American Express.
The Ascent program provides the cardholder with the benefits that are provided by the Ascent program. In addition to this, the beneficiaries of this program can also redeem their points for points that are provided by the partners of AMP who deal in frequent flyer programs.
AMP American Express Platinum Credit Card
The AMP American Express Platinum Credit Card is best for people that provides the cardholders with a wide range of benefits and rewards. Following are the main characteristics of the AMP American Express Platinum Credit Card:
- The AMP American Express Platinum Credit Card is an AMEX card.
- The cardholders receive insurance services for domestic and international travel.
- The purchase rate of the card is 18.99%
- The cardholders also receive Platinum Priority Service for 24 hours every day in a week.
- The balance transfer rate is 6.99% for life.
- The cardholders also receive retail insurance.
- There is a 55 day interest free period on the card.
- The cardholders also get supplementary cards without any annual Card fee.
- The annual fee of the card is 395 dollars.
- The cardholders also receive entertainment facilities.
- The cardholders receive one domestic economy return flight from Qantas every year.
- The cardholders can save on interest by transferring the balance left in other cards in the AMP American Express Platinum Credit Card account.
- The rate at which the customers earn the rewards is faster than other cards.