AIMS, Australia Credit Cards

By: EconomyWatch   Date: 6 October 2010

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AIMS Financial Group is issuing the AIMS – AIMS Advantage Credit Card in Australia. Apart from the credit cards the AIMS Financial Group also deals in a wide variety of financial products like home loans, commercial loans and deposit bonds.

Major Features of AIMS – AIMS Advantage Credit Card
Following are the main features of the AIMS – AIMS Advantage Credit Card :

  • The card is an AMEX card.
  • The rate of balance transfer is 9.99%. This rate is applicable for a period of six months.
  • The purchase rate of the card is 16.74% per annum.
  • There is a maximum interest free period of 55 days.
  • The cash advance rate of the card is 16.74% per annum.

Fees and Charges of AIMS – AIMS Advantage Credit Card
Following are the fees and charges of the AIMS – AIMS Advantage Credit Card:

  • The annual fee of the card is 25 Australian dollars.
  • There are no late payment fees or additional card fees.
  • There are two rewards fees of 40 Australian dollars or 80 Australian dollars.

The cardholders of the AIMS – AIMS Advantage Credit Card do not have to pay any annual fees in the first year of the term period of the account as it is waived off by AIMS Financial Group.

Rewards of AIMS – AIMS Advantage Credit Card
The holders of the AIMS – AIMS Advantage Credit Card are eligible to certain rewards that are earned by performing transactions with the card. There are two rewards programs provided to the holders of the card – Choices $40 and Ascent $80. As per Choices $40, the cardholders are able to redeem their points for a number of prized like retail gift cards, travel rewards and merchandise.

The Ascent $80 program provides the holders with some additional benefits along with the benefits that are provided by the Choices $40 program. As per this program, the cardholders can redeem their points for points that are provided by the various partners of AIMS Financial Group that deal in frequent flyer programs.

Added Benefits provided by AIMS – AIMS Advantage Credit Card
The holders of the AIMS – AIMS Advantage Credit Card are also provided with additional benefits. The cardholders are permitted to link up any home loan taken from AIMS Financial Group with the credit card. As per this agreement, a certain part of the salary of the cardholder is credited to his account and this amount is then used for repaying the loan.

Balance Transfer Facilities of AIMS – AIMS Advantage Credit Card
The balance transfer facilities of AIMS – AIMS Advantage Credit Card are provided to the new customers who are in the process of changing their credit card accounts from one bank or financial institution to AIMS Financial Group.


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