Category: Investing

Investment Broker


An investment broker acts as an intermediary between buyers and sellers of investments. Investment brokerage requires a license. Buyers and sellers instruct their investment brokers to execute trades on their behalf and in return they pay their broker a commission. Some of the most famous investment brokerage firms are Charles Schwab, Smith Barney and Merrill Lynch.

Types of Investment Brokers

Investment brokers are classified into the following types:

Published
Categorized as Investing

Retirement Calculator


A retirement calculator is a device that helps to project the exact amount that an investor has to save as well as the duration to do so in order to provide for a specific level of retirement expenditure. Some retirement calculators consider a constant rate of return. This is an appropriate tool for safe investments. Other retirement calculators consider volatility and decide whether a particular plan of saving and investing for retirement will outlast the retiree’s expenditure.

 

Published
Categorized as Investing

Contrarian Investor, Contrarian Investing


A contrarian investor is one who believes in going against the conventional wisdom of investing for makingprofits from an investment. Contrarian investing revolves around the concept that crowd behavior among investors could lead towrong and exploitable pricing in the securities markets.

Published
Categorized as Investing

Retirement Planning, Retirement Investment


Retirement planning requires wise investment of a nest egg during your working life in order to live comfortably during retirement. A survey published by the National Foundation for Credit Counseling in April 2009 indicates that a third of the Americans surveyed had not saved anything in the past year for retirement.

Published
Categorized as Investing

Speculation


Speculation refers to making financial decisions by assuming the risk of loss for the potential for increased returns. There is really a very thin line of difference between speculation and investment and between a speculator and an investor. While all investors must speculate (albeit at different degrees), all speculators must invest in order to make profits.

 

The Difference Between Investment and Speculation

The difference between an investor and a speculator can be seen vis-à-vis the following parameters:

Published
Categorized as Investing