Buy Fintech Stocks – How To Buy Fintech Stocks Today

Fact Checked by Gary McFarlane

Fintech stocks represent a category of securities that represents a degree of ownership of certain companies that deal with technology in the financial industry. It is a thriving niche and is very much alive in the financial market. Several companies fall within this category, and investors can look at their prospects turning in profits.

In this article, we will be looking at how you can buy Fintech stocks, where to buy them and what investment options are available to you when purchasing these stocks.

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The deployment of technology in finance is gaining incredible traction in several countries of the world. Most fintech companies offer users a digital means of making payments or investing in real estate and other asset categories. While most of these fintech companies are relatively new, a number of them are publicly listed and thus, are available as investment options that people can capitalize on. You need to know what investment brokerage would offer the best place to buy fintech stocks to make the most of this. eToro is a leading broker that is most effective in accessing some of these stocks. Below are a few steps necessary to begin your journey to buy Fintech stocks.

How To Buy Fintech Stocks – Step by Step Guide 2021

  • Step 1: Join eToro: Visit the homepage and click ‘Join Now’ at the top righthand corner of the page.
  • Step 2: Verify your identity: You will provide a viable photo ID as a means of identification (eg. driver’s license, passport).
  • Step 3: Make a deposit: Once your account has been verified, you can proceed to click ‘Deposit funds’ and click ‘deposit’ and select your preferred means of payment.
  • Step 4: Buy Fintech stocks: Click the search box and type in the name of your preferred fintech stocks, and select the amount you want to use out of your deposit to buy the assets.

Where to Buy Fintech stocks – The best brokers

In your decision to choose the best broker that will offer you a chance at earning high returns on your investments, there are numerous brokerage agents that you will find on the internet. Still, very few are seen as credible or trustworthy enough. It can be quite a burden, and we have done adequate research to discover the most recommendable brokers. We selected the brokers we will discuss below based on their overall qualities.

1. eToro – The best place to find viable Fintech stocks

eToro tops this list as the best brokerage platform where you can easily access several investment options when you buy Fintech stocks. You will be joining millions of other users to enjoy the beautiful features that eToro offers its loyal customers with minimal risk.

Security and Privacy measures

eToro is a highly regulated platform that has the backing of some of the world’s trusted regulatory bodies. Its security protocols ensure that investors can easily trade and invest with a sense of safety, and it has worked thus far. It makes it more appealing for institutional investors looking to create an investment channel for their firms and all. The system is built to resist hacks and other dangers mainly attributed to digital platforms such as this one. Users can ultimately be the weak link by exposing their account details, thereby granting dubious agents access to their profits. eToro is aware of such threats even if sparsely occurring; it has ultimately installed a promising 2-factor authentication technology to offer users extra protection.

Fees and Features

eToro enables users to make deposits via payment methods such as bank transfers, PayPal, or credit cards. With this, users can easily make payments using their preferred method. There is little to worry about when it comes to fees with eToro. It is commission-free, and you do not have to worry about paying a deposit or withdrawal fee. They charge a minimal inactivity fee which is about £10 per month.

Regarding accessibility, it does better than other brokers in that it has unrestricted use in over 150 countries of the world which is way more than most brokers offer. Hence, it holds that air of superiority as the most successful broker in the market. It is easy to understand why its users keep coming back more significantly due to its user-friendly features.

eToro Fees

Fee Type Fee Amount
Commission Fee 0%
Deposit Fee £0
Withdrawal Fee £5
Inactivity Fee £10 per month



  • Commission-free
  • Offers negative balance protection
  • No deposit fees
  • No withdrawal fees
  • Highly regulated


  • Charges inactivity fee
  • No Meta trader support

68% of retail investor accounts lose money when trading CFDs with this provider.

2. AvaTrade – Easy Way to Buy Fintech Stocks

AvaTrade comes second on our list of brokers, and for a good reason at that. It has maintained a high position as a broker for over 15 years, and its tendency to introduce lovable reforms to its system has caused its investors to stick with its more tenable features. It is a secure and straightforward platform that holds hundreds and thousands of active users.

Security and Privacy

AvaTrade takes extraordinary cognizance towards protecting the data of its users. There are several dubious antics by agents seeking access to users’ data and guarding against hacks. Its triple sure encryption technology protects the database from serious data hacks. AvaTrade also does not share the personal details of its users in any case as one of its focused policies. There is almost nothing to fear about getting your funds stolen by hackers. As discussed earlier with eToro, you are the only one who can genuinely give room for fraudsters to do any harm to your account when you reveal tour security details. Unlike eToro, AvaTrade does not have a 2FA system installed just yet. We might see that in the nearest future, as the case may demand.

Fees and features

Investment with AvaTrade may be one of the best decisions you will ever make for your financial features. While it pales in comparison to eToro ins some instances, it also stands as a highly recommendable option for investors. It also enables users to make deposits with payment methods most suitable to them. Additionally, they offer a fast response system that helps users resolve issues while buying any asset using AvaTrade. Their customer care service is accessible all day long and throughout the week. You can trade under the following asset classes: stocks, CFDs, and ETFs. They do not charge for commissions, deposits, and withdrawals, but they have a pretty high inactivity fee.

AvaTrade fees

Fee Type Fee Amount
Commission Fee 0%
Deposit Fee £0
Withdrawal Fee £0
Inactivity Fee £50 after three months and £100 after 12 months



  • Completely regulated platform
  • 24/7 email and phone support
  • Islamic account is available to accommodate more users


  • No negative balance protection
  • No guaranteed stop loss
  • High inactivity fee

Your Capital is at Risk.

3. Great Platform to Buy Fintech Stocks

Are you a beginner to investment in general? is an excellent place to start your investment journey. The U.K based broker is one of the best brokers out there. They have a mobile app that enables users to perform transactions and invest in their choice assets seamlessly.

Security and Privacy measures is highly rated according to PCI data security standards for its security with user data. It has every cause to have that degree of protection; after all, it is a highly regulated broker, and it also follows the protocol of the United Kingdom concerning the use and safety of user data. is regulated by agencies like CySEC, FCA, NBRB.

Fees and Features

One of the most appealing features of is the financial security it offers for U.K citizens. It has an FDIC insurance backing that protects users against the rare loss of funds due to hacks and other cybersecurity concerns. Considering the integrity of the security protocols administered by the developers of, it is improbable that the platform gets compromised that easily. It might look like it has a simple design, but it packs a bit of a punch in its security detail. Hence, why over 300,000 users worldwide have trusted it with their capital for their investment activities. operates as the only broker on this list that runs entirely free of charges via commission, deposit, withdrawal, or inactivity fees. It beats both eToro and AvaTrade hands down in this case. It is easy to understand why it attracts its crowd of investors. The major downside would be that its use is restricted in some countries. Thus, it limits the total amount of users that can use the app. Fees

Fee Type Fee Amount
Commission Fee 0%
Deposit Fee £0
Withdrawal Fee £0
Inactivity Fee £0


  • Proper user orientation
  • Access to analytical charts
  • FDIC Insurance (for UK-based traders)
  • Low CFD fees
  • Commission-free
  • Efficient customer support


  • High risk on CFD trades
  • No price alerts

 76.72% of retail investor accounts lose money when trading spread bets and/or CFDs with this provider.

Comparing the three brokers’ prices for buying Fintech stocks

Below is a summary of the fee required across each platform to buy Fintech stocks.

Commission Deposit Fee Withdrawal Fee Inactivity Fee
eToro 0% £0 £0 £10 monthly 0% £0 £0 £0
AvaTrade 0% £0 £0 £50 after three months and £100 after 12 months


What Are the Different Ways to Invest In Fintech stocks?

Now, you have a clear understanding of what makes these three brokers the best in the business, the next decision a potential investor has to make is to decide how they can use the features of the three brokers. Our research has shown us three consistent investment options that they offer their users with virtually every broker. If you ask experienced traders, they will quickly mention three options you have to choose from: stocks, CFDs, and ETFs. Some traders have reported that they tend to take advantage of the three options to maximize profit. That is an excellent way of not putting all your eggs in one basket, especially if you understand the benefits of each method of investment. Let us do a quick analysis of what each one means.


As most prefer to call them, stocks or shares refer to a certain amount of equity that often represents a specific unit of a publicly-traded company. Please note that the phrase “publicly traded companies” refers to firms and businesses that are duly registered by the Securities and Exchange Commission (SEC) and validated to be a lawful organization with recognized prospects for the future. Ultimately, investors can buy shares of the company in a bid to earn profit. Hence, when you hear company stocks and the sheer value of the company, which may increase or decrease due to its market position and the nature of the global economy. Therefore, when you opt to invest in the stock market, you say that you hold a specific percentage of a company and hope to get returns from it at particular periods. One thing about stock investing is that it offers a bit more security than its counterpart, CFDs, is that it provides more excellent protection, although with a lot less ROI when we compare the time it would take for the shares to accrue in value.

CFDs (Contract for Difference)

Compared to stock/shares, CFDs has a vantage point in that it offers higher profits in the short term, given their volatile nature. However, it is not entirely independent of stocks as CFD traders, much like crypto traders, tend to make bets on the potential of particular company stock to appreciate or depreciate over a short period which may extend from an hour to just two days. CFDs are entirely legal and incomparable to crypto except in the context of trading. Trading CFDs requires much experience as it depends entirely on market volatility, which can pose a challenge to the capital of even the most experienced trader. If all goes well in the market and you predict correctly the extend and the direction of a particular market, you are in for higher profits. You would also need a good understanding of technical analysis and price movements to benefit from CFDs. On eToro, about 68% of its users have lost money while trading CFDs. AvaTrade and have recorded losses for about 74% and 78% of their users participating in CFDs. That is to show you just how high the risks of an investment in CFDs can be.

ETFs (Exchange-Traded Funds)

ETFs are an excellent way to enjoy the nest features of both CFDs and buying company stocks. IT is majorly a fund set up around a group of company stocks procured by a broker or fund manager and made available to investors to buy the ETF containing two or more companies. It is a safe bet in the sense that the risk level is minimal as opposed to CFDs, and it offers slightly higher profits than stocks, and its returns are exhibited over a short period. The significant advantage of buying company stocks is that you cannot make any management decision over any of the stocks in the fund as you are not a direct buyer.

Best ways to buy Fintech stocks

Now, you should clearly understand what methods you can attempt to use to buy any Fintech stock of your choice on eToro or any other broker mentioned in this article. We recommend that you do not just jump into the market and buy without counting the costs of that decision.

Buy Fintech Stocks

When you are trying to buy any fintech stock, you must be sure of your intent, as you could end up a little disappointed unless your mind is prepared for the peculiarities of the stock market. Fact is, no fintech company’s stock value is guaranteed to grow overnight. Hence, it would help if you did not attempt to approach it as a get-rich-quick scheme as you would look at CFDs for a way to earn some quick bucks off your hard-earned dollars. The adoption of Fintech solutions is growing steadily but slowly; hence, you want to get in for the long haul. Set a target of at least three years to enable your choice Fintech company to grow considerably and increase in capacity for earning profits in the long term. It is a holder’s venture, and you will be required to wait it out. The company may end up providing you with quadruple of your investment, albeit after some time. Returns on Fintech stock investments are paid in the form of dividends.

Buy Fintech stocks CFDs.

CFDs offer a riskier and often high-profit alternative to buying direct Fintech stocks. What you do is predict the changes in the price of a particular fintech company rather than directly owning shares or partaking in any decision-making. As a CFD trader, you are unconcerned with whatever choices shareholders have to make, and any rules do not bind you as to when you can take profits off your investment and how much you get to earn. But it poses a high risk to the acquisition of users due to its volatile nature, and it is pretty easy to lose money when markets do not go in the direction you have predicted. If you do not intend to withhold stock for the long term directly, you should have no fuss trying your hands at CFD.

Buy Fintech stock ETFs.

ETF funds are of different makes, and you need a trustworthy broker who can offer you a combo of profitable Fintech company stocks in a single fund. Although, it would make more sense for you to select a fund that could be a mixture of different company stocks across various industries to allow more diversity. If one company’s stock value drops, the remaining assets are bound to lift the profits that accrue from the entire ETF. It also means that if you find a particular fintech stock within a fund, the fall and rise of the price can be offset by the changes in value.

Are Fintech stocks a Good Investment?

You’d be surprised at what kind of companies you can get to buy under the tag of Fintech stocks. The more popular Fintech stock companies include Visa, PayPal, Square, upstart, and others. These companies have maintained quite a high standard over the years as people have continued to use them for several online transactions and for buying products on the internet. Covid-19 gave these companies and their services more traction as people found a use for them as payment options for logistic services and goods during the restrictions. They might be one of the sets of companies that suffered a minor profit loss last year as their number of users skyrocketed, thus bringing more profit to the firms. Businesses are now going digital, and it would suffice to note that more fintech solutions will benefit from this upsurge as they become more critical in the financial markets with the incredible rate of adoption. Investors are in for a joy ride whether they invest in stocks, CFDs, or ETFs.

The Risks of buying Fintech stocks

Placing trust in a particular fintech firm can put you at certain risks. Majorly, the whole concept of fintech firms means that they deal with people’s money and are subject to strict regulatory action. Fintech stocks might be a bit more volatile than other types of company stocks in that a single piece of news can cause the price to rise or fall. The ultimate risk is for CFD traders who are content to get in and out of the market when the situation arises for it.

How To Buy Fintech stocks with eToro

In a few easy steps, we will take a brief look at how you can buy Fintech stocks with eToro:

Step 1: Open a Broker Account

Get the process started by visiting the eToro website and clicking on the ‘Join Now’ button. Follow the on-screen prompts by entering your personal details and choosing a username and password.

You will also need to upload a copy of your government-issued ID – as part of the KYC (Know Your Customer) process.

Step 2: ID verification:

Verify your identity using a standard photo ID such as on a license to help confirm that the details you input are correct. Use a passport or a driving license along with a document that affirms your geographical location and your name.

Step 3: Deposit Funds

You can now make a deposit into your newly created eToro account – ensuring that you fund it with at least $50. No deopsit fees apply if you are depositing funds in US dollars. Other currencies attract a fee of 0.5%.

Deposit Funds

If you want to buy Fintech stocks instantly, it’s best to use a debit/credit card or an e-wallet like Paypal.

Step 4: Search and Choose Fintech stocks, CFDs, or ETFs.

With the deposit confirmed, you can enter your Fintech stocks in the search box.You can also view the full list of Fintech companies supported by eToro by clicking on ‘Discover’ followed by ‘Stocks’.

Step 5: Buy Fintech Stocks

Now it’s just a case of deciding how much you want to invest. You don’t need to buy full shares at eToro, so you can invest any amount of your choosing about the $50 minimum. Once you are ready to buy your chosen fintech stock – click ‘Open Trade’. And that’s it – you have just invested in fintech stocks at 0%.


We believe that we have done justice to buy Fintech stocks using a top broker like eToro. You now know how to buy Fintech stocks and the best broker to use in buying Finetech stocks – you can choose to buy stocks, CFDs, and ETFs. If you still have questions about eToro, do well to check our other articles for more information. Thanks for reading!

Best Platform to Buy Fintech stocks – eToro

$50Exclusive promotion
Our score10
  • Buy over 800 stocks with 0% commission
  • Social trading network
  • Copy over 12 million traders and investors
0% Commissionstart TradingOur score 10


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About Blaise Luis PRO INVESTOR

Blaise Luis is a highly-skilled writer and content creator who has written for several high profile websites and YouTube Channels including Alex Costa. He is a skilled researcher who is great at simplifying complex concepts and making them reader-friendly with two degrees in English and several other professional certificates from top sites like Udemy.