Buy Dividend Stocks – Invest in the Best Dividend Stocks Today!

Fact Checked by Gary McFarlane

Dividend stocks allow you to earn income in addition to capital gains. This is because the company in question will pay out a dividend payment every three months. As a stockholder, you will be entitled to your share of any payments that are distributed.

In this guide, we explain how to buy dividend stocks at 0% commission. We also discuss the best dividend stocks currently in the market.

Table of Contents

#1 Broker to Buy Dividend Stocks – eToro

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How to Buy Dividend Stocks – A Quick Guide For 2021

Looking to buy dividend stocks right now? If so, follow the steps below to invest in the best dividend stocks at 0% commission with top-rated broker eToro.

  • Step 1: Open an Account with eToroYou can easily open an account with eToro by clicking the ‘Join Now’ button and entering your personal details. You will also need to choose a username and a strong passport.
  • Step 2: Upload Your ID – Upload a copy of your ID – such as a driver’s license or passport. This is standard practice in the online brokerage space – as eToro is heavily regulated.
  • Step 3: Deposit Funds – Before you can buy dividend stocks at eToro, you will need to meet a minimum deposit requirement of $50. You can choose from a debit or credit card, bank transfer, Paypal, Neteller, and more.
  • Step 4: Search for Dividend Stock – You can now search for the dividend stocks that you want to buy. Next, click on the ‘Trade’ button to populate an order box.
  • Step 5: Buy Dividend Stocks – Enter the size of your investment into the ‘Amount’ box. Regardless of how much the dividend stocks are trading at, you can invest any amount from $50 upwards. This is because eToro supports fractional shares.

Once you click on the ‘Open Trade’ button, eToro will instantly complete your dividend stock purchase. You will then find the stocks located in your eToro portfolio.

67% of retail investor accounts lose money when trading CFDs with this provider.

Best Dividend Stocks to Buy Now – List of the Best Dividend Stocks

Here’s a quick overview of the best dividend stocks in the market right now.

  1. Procter & Gamble– Dividend King for Over 64 Years
  2. Coca-Cola – Strong and Stable Dividend Payer for 59 Years
  3. AT&T Inc  – Top S&P Stock With a Dividend Yield of Over 8%
  4. ExxonMobil  – Yield of Over 5% and YTD Gains of 60%+
  5. Walgreens Boots Alliance  – Soon-to-be Dividend King With an Attractive Yield

You can read our full market analysis of each dividend stock further down.

How To Invest in Dividend Stocks – Choose a Broker

In terms of where to buy the best dividend stocks online, you’ve got hundreds of brokers to choose from. If you’re looking for the very best – consider the investment platforms listed below.

  • eToro – Overall Best Place to Buy Dividend Stocks
  • Capital.com – Trade Dividend Stocks at 0% Commission

The brokers listed above both offer 0% commission dividend stocks via a safe and regulated platform. You will find comprehensive reviews of both platforms further down.

What are Dividend Stocks?

Put simply, when you invest in companies that pay dividends, this means that you will receive a payment every three months. This is because the company in question will distribute some of its retained profits to those holding shares. Therefore, as a stockholder, you will receive your share of any dividend distributions – proportion to the size of your investment.

Although we explain the fundamentals of how dividend stocks work in more detail later on – check out the simplistic example below.

  • Let’s suppose that you hold 100 Johnson & Johnson shares
  • Johnson & Johnson announces that it will be paying a dividend of $1 per share for Q4 2021
  • As you hold 100 shares, you will receive a total payment of $100 ($1 dividend x 100 shares)

In theory, as long as your chosen dividend stock continues to perform well from a business perspective, you will continue to receive a payment each and every quarter. With that said, a small number of companies pay a dividend twice per year, while others do this annually. Nevertheless, one of the best things about dividend stocks is that you will also stand the chance to increase your wealth via capital gains.

what are dividend stocks?

In other words, on top of receiving a dividend payment every quarter, you will also make money if the share price of the company increases. We should also note that the best dividend stocks are typically those that are established companies that dominate their respective industries. This means that in most cases, dividend stocks are often synonymous with blue-chip entities.

Best Dividend Stocks to Buy Now – Full Analysis

In this section of our guide, we analyze the very best dividend stocks to consider right now. Our research team explored a full range of variables when compiling this list, including but not limited to yields, share price trajectory, market dominance, and dividend payment history.

1. Procter & Gamble – Dividend King for Over 64 Years

Founded way back in 1837, Procter & Gamble is a global consumer goods company that dominates a range of niche markets. This includes products and services that cover health, home care, beauty, grooming, and more. In terms of its stock listing, Procter & Gamble shares trade on the NYSE. At the time of writing, the stocks carry a huge market capitalization of over $350 billion.

The reason why Procter & Gamble makes our list as the overall best dividend stock to buy is two-fold. First and foremost, the firm has not only paid dividends for 64 consecutive years, but each quarterly payment has increased in size. This six-decade-long track record speaks huge volumes – especially when you consider the number of market recessions that have occurred during this period.

Procter & Gamble stock price

That is to say, irrespective of how poorly the wide economy is performing, Procter & Gamble has continued to reward stockholders with a dividend payment without fail. Secondly, Procter & Gamble, albeit slow and steady, has continued to see its share price growth in size year on year. For example, in the five years prior to writing this guide, Procter & Gamble shares were trading at $83 per stock.

Fast forward to late 2021 and the same shares are trading at $144 each. This represents a share price increase of over 73%. And of course, this is in addition to its quarterly dividend payments. If you purchased this top-rated dividend stock right now, you would be looking at a running yield of 2.40%. You can invest in Procter & Gamble shares at eToro on a 0% commission basis – and a minimum purchase of just $50.

67% of retail investor accounts lose money when trading CFDs with this provider.

2. Coca-Cola  – Strong and Stable Dividend Payer for 59 Years

Not far behind Procter & Gamble is Coca-Cola, which has been paying dividends to its stockholders for over 59 years. Crucially, each and every quarterly payment during this time has increased in size. Once again, this shows us that irrespective of how the broader stock markets are performing, Coca-Cola continues to prosper.

coca cola stock price

What we also like about Coca-Cola is that the stocks continue to generate steady returns. For instance, The stocks were trading at just over $41 each in the five years prior to writing this guide. And today, the same stocks are valued at $56 each. This translates into a growth of over 37%. At the time of writing, this top-rated dividend stock is carrying a running yield of 2.98%.

67% of retail investor accounts lose money when trading CFDs with this provider.

3. AT&T Inc  – Top S&P Stock With a Dividend Yield of Over 8%

Although AT&T was founded as recently as 1983, it is now the world’s largest telecommunication company. With 2020 revenues of over $171 billion, this global telecommunications giant dominates this marketplace by a considerable amount. If your main focus is on distribution yields, AT&T is one of the best dividend stocks for this purpose.

After all, its most recent yield surpassed 8% – making it one of the highest dividend payers on the S&P 500. In terms of its stock price action, AT&T. has been on a negative trajectory for several years now. For instance, five years prior to writing this page, AT&T stocks were trading at $36 each.

at&t stocks

Based on current prices of $24, this means that the stocks have lost 31% in value over the past five years. On the other hand, AT&T still offers solid fundamentals, so many would argue that the stocks could be undervalued. If you like the sound of this high-yield dividend stock, you only need to meet a $50 minimum investment when going through eToro.

67% of retail investor accounts lose money when trading CFDs with this provider.

4. ExxonMobil  – Yield of Over 5% and YTD Gains of 60%+

ExxonMobil is a global oil and gas stock that is currently enjoying a strong upward trajectory in terms of its share price action. This is welcome news for stockholders, not least because ExxonMobil shares took a major hammering in the midst of the pandemic last year. In fact, the stocks lost over 50% in share price value between January and March 2020.

With that said, this market capitulation was experienced by the entire oil and gas industry in response to global lockdown measures. In more recent times, ExxonMobil shares are slowly but surely recovering back to pre-COVID levels. For instance, the shares opened in 2021 at $41 and have since surpassed $66. This means that year-to-date, the shares are up over 60%.

ExxonMobil stock price

In addition to a rock-solid share price increase, ExxonMobil is a top-rated dividend stock. Based on current prices, its running dividend yield is still above the 5% level. Plus, the stock has been paying dividends for 37 consecutive years. On the other hand, ExxonMobil has not increased the size of its payment for the prior nine quarters, so it no longer qualifies as a Dividend Aristocrat.

67% of retail investor accounts lose money when trading CFDs with this provider.

5. Walgreens Boots Alliance  – Soon-to-be Dividend King With an Attractive Yield

Walgreens Boots Alliance is a US-based holding company behind a long list of domestic pharmacies. The firm is also behind the manufacturing and wholesale of pharmaceutical products. In terms of its dividend track record, this stock has been making distributions for 45 consecutive years. And, most importantly, each and every payment has increased in size.

This will, in turn, mean that Walgreens Boots Alliance joins the Dividend King club in just five years – assuming this 45-year trend continues. At the time of writing, this top-rated dividend stock is carrying a running yield of just over 3.8% – which is competitive. The stocks have also been performing well in 2021, with a 25% increase during the first 11 months of the year.

Walgreens Boots Alliance

With that said, this is still far below the $81 that the stocks were trading at five years ago. This does, however, mean that the stocks could be undervalued at current prices. Ultimately, although operating profits have slumped in recent years, Walgreens Boots Alliance still has a robust balance sheet with more than sufficient levels of free cash flow.

67% of retail investor accounts lose money when trading CFDs with this provider.

Investing vs Trading Dividend Stocks

So now that we have discussed the best dividend stocks currently in the market, you now need to think about an investment strategy. By this, we mean choosing between a long-term investment or a short-term trading system.

Invest in Dividend Stocks

Most investors will look to buy dividend stocks as part of a long-term strategy. This simply means that you purchase a number of top-performing dividend stocks and keep them in your portfolio for many years. In choosing this strategy, you will look to earn income in two forms.

  • First, you will collect a dividend payment every three months.
  • Seasoned investors will then look to use these dividend payments to purchase more stocks.
  • In doing so, this will increase the size of your portfolio, and thus – your dividend payments will, in theory, get bigger and bigger over time.
  • Second, you will also look to grow your wealth via capital gains.
  • This means that the value of your dividend stocks will increase in the open market.
  • If at any given time you decide to cash out, this will result in a profit.

Of course, there is no guarantee that your chosen dividend stocks will increase in share price value. This is why it’s a good idea to invest in a wide basket of stocks.

67% of retail investor accounts lose money when trading CFDs with this provider.

Trade Dividend Stocks

The other option that you have is to trade dividend stocks on a shorter-term basis. Depending on your strategy, you might look to buy a dividend stock and then cash out at a profit a few days or weeks later. The idea here is to capitalize on market swings. In order to succeed with such a strategy, you will need to be proficient at timing the market well.

trade stock cfds

Although not available in the US, most other nationalities will have access to contracts-for-differences (CFDs) – which are ideal for trading dividend stocks. This is because stock CFDs allow you to trade with leverage. Plus, CFDs allow you to go long or short on your chosen dividend stock, so you can look to trade both rising and falling prices.

67% of retail investor accounts lose money when trading CFDs with this provider.

How to Choose the Best Dividend Stocks for my Portfolio?

Although we have discussed the best dividend stocks in the market right now, it’s important that you do your own research. This will ensure that you are adding companies to your portfolio that align with your investment goals.

To point you in the right direction, below we discuss the main factors to look out for in your search for the best dividend stocks.

Consecutive Dividend Payments

The first thing to look at before you buy dividend stocks is the length of time that the company has been making distributions. For example, we mentioned earlier that the likes of Procter & Gamble and Coca-Cola have been paying dividends for 64 and 59 years consecutively.

This means that during this period, these top-rated stocks have never missed a payment. And with this in mind, you can be somewhat confident that this strong dividend policy will continue for the foreseeable future.

After all, even with advert financial events like the COVID pandemic, 2008 recession, and dot-com bubble – dividends were never cut or suspended.

Yield

It goes without saying that you should also look at the historical yield of the dividend stocks that you are thinking of buying. For those unaware, the yield refers to the amount of dividends paid by the company in percentage terms. This is calculated against the value of the stocks at the time of the payment.

For example, if the stocks are trading at $100 each and the firm pays a quarterly dividend payment of $2.50, this would amount to a yield of 10%. This is because we would need to multiple the $2.50 quarterly payment by four, which then gives us an annualized figure.

Industry Average

Knowing the yield of a dividend stock isn’t quite enough on its own. On the contrary, you need something to compare it against. A good starting point here is to focus on the stock exchange or index that the company is listed on.

For example, at the time of writing, the S&P 500 carries an average dividend yield of just 1.29%. This means that any dividend stocks listed on the S&P 500 that generate a higher yield are worth looking into.

Balance Sheet

For a company to pay dividends to stockholders, it must have sufficient cash levels to do so. As a result, you should also consider the health of the firm’s balance sheet. Put simply, if the company has a robust balance sheet with low a low ratio of debt and high cash flow levels, this indicates that the stock will have no issues meeting its dividend commitments.

On the other hand, if debt levels are on the up and free cash flow is somewhat thin on the ground, there is every chance that the company might need to suspend or cut its dividends.

Benefits of Dividend Stocks

There are many different types of stocks that you can invest in from the comfort of your home. As such, you need to consider whether dividend stocks are right for you and your financial goals.

Below we discuss the core benefits of buying dividend stocks.

Regular Income

Put simply, if you invest in a stock that does not pay dividends, you are missing out on a second form of income. As noted throughout this guide, the best dividend stocks will distribute a payment every three months.

Stock Price Increase

Don’t make the mistake of thinking that by investing in stocks that pay dividends – this is the only way that you will make money. On the contrary, you will still look to grow your wealth through an increase in stock price value.

This is why you need to perform lots of research before investing. For example, had you invested in Walgreens Boots Alliance at the start of the year, this dividend stock would have made you 25% in share price growth. This is in addition to its attractive quarterly dividend policy.

Solid Companies

In all but a few cases, dividend stocks are large-scale companies with a solid reputation. These companies will often dominate their respective sectors and have robust balance sheets.

ibm stocks etoro

After all, if the company has the financial means to distribute a segment of its profits to shareholders every three months, this indicates that the firm has sufficient levels of free cash flow. In turn, this will add an element of stability to your stock portfolio.

Compound Interest

Compound interest is a popular term with seasoned investors. It simply means that by engaging in a dividend reinvestment strategy – you will earn ‘interest on your interest’.

  • For example, let’s suppose that you own $5,000 worth of dividend stocks.
  • During the first year, your dividend stocks generate an average yield of 10%
  • This means that in total – you’ve received $500 in dividends
  • Let’s then suppose that you reinvested all of this $500 by purchasing more dividend stocks
  • At the end of year two, your dividend stocks again yield 10%
  • Only this time, the 10% you earn is based on a total stock holding of $5,500
  • As such, your annual dividend payments have increased to $550

As per the example above, compound interest will ensure that you are able to grow your wealth in a much faster period of time. In fact, you will notice that after each reinvestment, the speed at which your portfolio grows increases exponentially.

Dividend Stock ETFs

With hundreds if not thousands of dividend stocks to choose from, knowing which companies to invest in can be challenging. The good news is that there is now a plethora of dividend stock ETFs that allow you to diversify with ease.

A great example of this is the SPDR S&P Dividend ETF Through a single investment, this ETF will get you access to 113 top-performing dividend stocks. Most importantly, the minimum requirement for this ETF is that the respective stocks have been paying and raising dividends for at least 20 consecutive years.

SPDR S&P Dividend ETF price

This option is arguably more suitable for those that have little to no knowledge of researching stocks. Similarly, the ETF route is also ideal if you simply don’t have the time to manage a dividend stock portfolio.

Drawbacks of Dividend Stocks

In addition to the benefits of dividend stocks, you also need to consider the drawbacks before making an investment. The main drawbacks to assess before you buy dividend stocks are discussed in more detail below.

Taxation

On the one hand, it is notable that dividend stocks allow you to earn income in two forms. But, dividend stocks are somewhat tax-inefficient. For example, when you invest in non-dividend paying stocks like Amazon, Facebook, or Tesla – you will only be liable for tax when you sell your shares.

This will come in the form of capital gains are will be based on the amount of profit you made. In the case of dividend stocks, you will be liable for tax on each payment that you receive.

Dividend Cuts or Suspension

Irrespective of how long your chosen stocks have been paying dividends, there is no guarantee that this will continue to be the case indefinitely.

  • After all, the company in question will no longer be able to meet its dividend commitment if it doesn’t have sufficient levels of free cash flow.
  • This might also be the case if the wider economy is going through a period of poor health, not least because companies will look to preserve their cash levels as a precaution for a potential recession.

This became evident in early 2020 in response to the COVID pandemic – whereby scores of S&P 500 companies decided to suspend or cut their dividend payments.

Share Price Loss

Inexperienced investors will often make the mistake of buying dividend stocks because the firm in question is offering an attractive yield. For example, we mentioned earlier that telecommunications giant AT&T Inc is currently paying a dividend yield in excess of 8%.

While this offers one of the best yields in the market, it is important to remember that AT&T shares have struggled in recent years. In fact, the shares are worth 31% less than they were five years ago.

Where to Buy Dividend Stocks – Full Broker Reviews

Plenty of online brokers allow you to buy dividend stocks. But, with so much choice on the table, you do need to spend a little bit of time researching the market. Important factors to focus on should include the list of dividend stocks supported by the broker, fees and commissions, and minimum investment amounts.

In the sections below, you will find comprehensive reviews of the best brokers to buy dividend stocks in a safe and low-cost manner.

1. eToro – Overall Best Place to Buy Dividend Stocks

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eToro offers thousands of top-performing dividend stocks from a wide variety of markets. This includes stocks that are listed on the NYSE, NASDAQ, and LSE. You can also buy dividend stocks that are located in Asia, the Middle East, Europe, and more. Irrespective of where the dividend stock is listed, eToro allows you to invest on a 0% commission basis. Furthermore, the minimum investment per stock order is just $50 – so this is great if you wish to get started with a small amount of capital.

This is the case if even the stock is priced at more than $50, as eToro supports fractional shares. In addition to individual shares, eToro is also home to index funds that focus exclusively on dividend stocks. This allows you to create a highly diversified basket of dividend stocks through a single trade. You might also like the CopyPortfolios offered by eToro – which are professionally managed on your behalf. One CopyPortfolio gives you access to a managed basket of companies that have a long-standing track record of paying dividends.

etoro review

When it comes to safety, eToro is authorized and regulated by a number of reputable financial bodies. This includes the SEC (US), FCA (UK), ASIC (Australia), and CySEC (Cyprus). The platform has been offering investment services since 2007 and is now used by over 20 million people around the world. To buy dividend stocks at eToro, you simply need to register an account and deposit at least $50. The broker supports debit/credit cards, e-wallets, and bank transfers for your convenience.

Pros

  • Invest in stocks at 0% commission and ZERO stamp duty
  • Minimum investment per stock investment is $50
  • Supports debit/credit cards, e-wallets, and UK bank transfers
  • Regulated by the FCA and covered by the FSCS
  • Used by over 20 million people
  • Perfect for beginners
  • Social and copy trading tools

Cons

  • Perhaps too basic for technical traders
  • No support for MT4 or MT5

 67% of retail investor accounts lose money when trading CFDs with this provider.

2. Capital.com – Trade Dividend Stocks at 0% Commission

capital.com review

Capital.com is well worth considering if you are looking to buy and sell dividend stocks on a short-term basis. This is because the platform offers thousands of stock CFDs – meaning that you can enter and exit positions without needing to own any shares. As a regulated CFD broker, Capital.com will allow you to trade dividend stocks with leverage. Your limits will be determined by your country of residence and whether you are a retail or professional client.

Furthermore, the flexibility of CFDs means that you can choose from a long or short position on your dividend stock trade. For instance, you might find that at current prices, Johnson & Johnson shares are undervalued. In this scenario, you could short-sell the company by placing a sell order. Although you won’t own the respective stocks, Capital.com still allows you to earn dividends. This will be the case if you are long on the dividend stock, as the payment is covered by short-sellers.

capital.com review

When it comes to fees, Capital.com does not charge any commissions. All deposits and withdrawals are fee-free too – and the broker supports debit/credit cards and e-wallets from a minimum of just $20. Bank wires are also supported, but the minimum deposit increases to $250 on this payment method. Capital.com is authorized and licensed by no less than four regulatory bodies – which includes the FCA, ASIC, CySEC, and NBRB. If you want to buy and sell dividend stock CFDs on the move, Capital.com also offers a popular trading app.

Pros

  • Top-rated spread betting and CFD broker
  • Licensed by the FCA, ASIC, CySEC,and NBRB
  • $20 minimum deposit (debit/credit cards and e-wallets)
  • 0% commission on all markets
  • Tight spreads and no fee on deposits or withdrawals
  • Supports thousands of financial markets
  • Convenient for newbies

Cons

  • Experienced traders might consider the broker too basic
  • $250 minimum deposit on bank transfers

Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 78.77% of retail investor accounts lose money when trading spread bets and/or CFDs with this provider.

How to Buy Dividend Stocks – Detailed & Explained in Full

Once you have decided which dividend stocks you wish to buy and which broker meets your needs – it’s then just a case of going through the investment process.

If you’re somewhat new to this industry, this section of our guide will show you how to buy dividend stocks with eToro. This top-rated brokerage firm offers thousands of 0% commission dividend stocks – and the minimum investment per trade is just $50.

Step 1: Open a Broker Account

First and foremost, before you can buy dividend stocks at eToro, you need to open an account. This part of the process can be completed in just two minutes. All you need to do is head over to the eToro website and click on ‘Join Now’.

how to join etoro

eToro will then collect some personal information from you – such as your first and last name, nationality, home address, and date of birth. You also need to enter and confirm your cell phone number.

67% of retail investor accounts lose money when trading CFDs with this provider.

Step 2: Verify Identity

eToro will need to verify your identity before it allows you to buy dividend stocks. Once again, this shouldn’t take you more than a couple of minutes to complete. Simply upload a copy of your government-issued ID and a recently issued proof of address (e.g bank statement), and eToro will validate the documents near-instantly.

Step 3: Deposit Funds

Now that you have uploaded some ID, you can proceed to make a deposit. This only needs to meet a minimum of $50. You can choose from a debit/credit card or e-wallet, which are processed instantly.

Deposit Funds

Bank wires can take several days to arrive, albeit, this is another deposit option supported by eToro. In terms of deposit fees, US clients can fund their account without charge. All other users will pay a small fee of 0.5%.

Step 4: Search for Dividend Stocks

With a fully verified and funded eToro account, you can proceed to buy your chosen dividend stock. If you already know which companies you wish to invest in, you can use the search bar at the top of the screen.

buy dividend stocks etoro

In our example, we are looking to invest in Procter & Gamble shares, not least because the firm has been paying dividends for 64 years straight. You can also click on ‘Discover’ if you need a bit of inspiration, as this is where you will find the full list of dividend stocks supported by eToro.

Step 5: Buy Dividend Stocks

The final part of the investment process is to create a buy order on your chosen dividend stock. For this, you simply need to specify your investment amount – which can be any figure from $50 and above.

buy dividend stocks etoroIn our example, we are looking to buy $250 worth of Procter & Gamble shares. Once you click on the ‘Open Trade’ button – eToro will execute your order.

Note: You will notice in the image above that the confirmation button reads ‘Set Order’. This is because the markets are closed, so eToro will execute our position when they reopen.

How to Buy Dividend Stocks – Conclusion

Dividend stocks can be a great addition to your investment portfolio – not least because you can grow your money on two fronts. Plus, many dividend stocks have robust balance sheets and free cash flow levels, so potentially, you’re investing in companies that present an attractive risk-return ratio. 

To buy dividend stocks right now at 0% commission, consider eToro. This popular broker is regulated by plenty of reputable bodies and allows you to invest from just $50. Plus, you can easily deposit funds with a debit/credit card or e-wallet – and the investment process takes less than five minutes from start to finish.

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About Kane Pepi PRO INVESTOR

Kane Pepi writes for several high profile publications such as InsideBitcoins, the Motely Fool, and Learnbonds. Based in Malta, Kane is extremely skilled at complex subjects related to financial matters - including a Bachelor’s Degree in Finance, a Master’s Degree in Financial Crime, and actively engaged in Doctorate Degree research, for the money laundering threats of the blockchain economy.