Monogram Credit Card Bank Georgia

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Introduction to Monogram Credit Card Bank Georgia

Monogram Credit Card Bank Georgia is a offspring of GE. The student card issued by it is a great opportunity for permanent US residents of 18 years and older. Nowadays it is known as GE Money Bank. On October2, 2006, Fitch Ratings upgraded 10 tranches of GE Capital Credit Card Master Note Trust subordinate notes.

Specialties of Student Monogram Credit Card Bank Georgia: 

  • It offers the student to choose a personalized card design for himself and thus flaunt his style.
  • The Monogram Credit Card Bank Georgia comes at a zero annual fee.
  • Monogram Credit Card Bank Georgia provides peace of mind in the sense that there is $0 Fraud Liability Guarantee and Advanced fraud early warning alerts.
  • Easiest Online Account Management Options as well as Timely e-mail reminders for students are provided by Monogram Credit Card Bank Georgia.

Important Information:


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  • APR (Annual Percentage Rate) for purchases is0 % till January2008 and then it is 16.99%
  • Grace period for Repayment of the Balance of Purchases is at least 25 days.
  • Minimum Finance Charge is $50.
  • Cash Advance transaction Fee while using Monogram Credit Card Bank Georgia is 3% for each cash advance, with a minimum of $5 and no maximum.
  • A late fee of $15 on balances up to $500And $39 on balances over $500 is charged.
  • Two-cycle Average Daily Balance is the method used for computing the balance for purchases.

There are various kinds of credit cards that are offered by the Monogram Credit Card Bank, Geaorgia and they are discussed as under.

Important Information about Exxon Mobil Credit Card:

  • APR for Purchases-21% (variable).
  • Grace Period for Re-payment-26 days, if there is no previous balance outstanding.
  • Method of computing balance for purchases- Average daily balance.
  • Delinquency Rate(DR)- 24% (variable), no DR in PR.
  • Minimum Finance Charge-$1.50in IA, zero in PR.
  • Late Payment Fee- $9 (lowest).

Other Products provided by Monogram Credit Card Bank Georgia:

  • Exxon Gas Card
  • Gap Credit Card
  • Lowe's Credit Card
  • Oldnavy.com Credit Card

Also the following types of miscellaneous services are provided by Monogram Credit Card Bank Georgia:

  • Office Depot Account
  • Purchase on credit from shops like Mattress Outlet.

Those who were still unaware of Monogram Credit Card Bank Georgia and the valuable services provided by it have been missing something of great worth. Its high time that they start using the services and life more beautiful.

For further information one may view sites like discovercardapplication.com and exxon.com