Jamaica Credit Card

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Credit cards are widely accepted in Jamaica, with a majority of the ATMs accepting international credit cards as well. Jamaica credit card companies offer several types of credit cards to suit the diverse needs of cardholders, from secured and unsecured credit cards to travel rewards and cash back credit cards.[br]
 

Jamaica Credit Card Companies

 


Credit cards are widely accepted in Jamaica, with a majority of the ATMs accepting international credit cards as well. Jamaica credit card companies offer several types of credit cards to suit the diverse needs of cardholders, from secured and unsecured credit cards to travel rewards and cash back credit cards.[br]

 

Jamaica Credit Card Companies

 

An individual can select from a wide range of local and international credit cards in Jamaica. Popular Jamaica credit card providers are: 

Scotiabank Jamaica

Scotiabank Jamaica was incorporated as The Bank of Nova Scotia in 1889. What started out as a single banking office in Kingston is presently an island-wide network, with over 40 branches. Scotiabank is now acknowledged for its impressive online banking systems, with a dedicated 24/7 automated banking service for its customers. Scotiabank Jamaica offers several internationally accepted credit cards in Jamaica, including: 

  • Scotiabank MasterCard and Visa: Some highlights of these cards are travel insurance cover up to $75,000 and complementary personalized convenience checks.
  • Scotiabank Gold MasterCard and Visa: Important USPs of these cards are travel accident cover up to US$250,000 and auto rental insurance up to $50,000.
  • Scotiabank PriceSmart Diamond MasterCard: A cash back credit card, the PriceSmart card offers 2% cash rebate on all purchases and transactions with the card.

 

National Commercial Bank (NCB) Jamaica

Officially incorporated in 1977 as the National Commercial Bank Jamaica Limited, NCB has approximately 50 branches in Jamaica and representative offices in the Cayman Islands and the United Kingdom. NCB was the first bank in Jamaica to extend online credit card application. The bank offers six exclusive local credit cards in addition to the globally accepted NCB MasterCard and Visa. An individual is required to have minimum annual earnings of J$40,000 to be eligible for these cards.

 

Air Jamaica Credit Card for Frequent Travelers

This is an airline rewards card offered by MasterCard, issued to individuals with a strong credit rating. The APR on the Air Jamaica credit card varies according to a cardholder’s credit score, and may go up to 20.74%. Some important reward features of the card are:[br]

  • Complementary 5,000 miles awarded on the first use of the card
  • 2 miles on every dollar spent on travel with Air Jamaica.
  • 1 mile on every $1 every other purchase and transaction with the card.

 

Additionally, the Air Jamaica credit card is not subject to any annual fee and enables cardholders to benefit from zero APR on balance transfer for the first 6 billing cycles.

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