However, this Portland credit card offers other benefits such as charging no annual fee and a 9.9% APR interest rate. The goal of the Working Assets card is to give cardholders a great card but also one that can reach out to people in need. Although some people believe this credit card is more politically motivated, the bottom line is that it does benefit many people.
Another benefit of this Portland credit card is that the organization it is associated with, Working Assets has an amazing telephone program that also helps people in need. With this, Apple Computer has developed a partnership with the organization so anyone that wants to turn in used iPods and cell phones can, which are then refurbished and provided to people that need them but cannot afford buying new devices.
A number of other Portland credit card options exist, which are specifically designed to give back to the community. Some of these that should be considered include the following:
· Albina Community Bank – This Portland credit card has a unique program for students called the “Scholastic Plastic”. The APR is 11.99%, there is no annual fee, and 1% on every purchase the cardholder makes is used to help various schools throughout the Portland area.
· Shorebank Pacific – With this Portland credit card, the APR is set at 12.9% and again, there is no annual fee. This is a unique card in that 50% of the bank’s income that comes from this card is actually used to help people within the community that support “Salmon Nation”, which is an environmental program for the bioregion where wild salmon live and spawn.
More information is available for Shorebank Pacific at http://www.eco-bank.com/ and for Albina Community Bank at http://www.albinabank.com/