Now, remember that for a Chicago credit card, it would be worth your time and effort to look at terms for several different companies. That way, you can compare interest rate, fees, bonuses, rewards, transfer balance options, and more. Because each bank or credit union is going to want your business, you will find that most offer a number of different cards so you would have even more options.
· Suburban Bank and Trust in Chicago – In addition to options for Chicago credit card, this bank offers other services to include the SBT Rewards Checking Account, which provides 4.02% APY on balances up to 25,000, 1.00% APOYO on a portion of the balance over that dollar amount, ATM fee refunds up to $20 a month, and more.
· Alliant Credit Union – This credit union has a number of locations in and around Chicago for added convenience. Along with having a reputation for offering the highest APY at 2.0%, you would also have the option of securing a Visa Chicago credit card to meet your specific needs. For instance, the Platinum offers competitive rates, no annual fee, free balance transfers, and credit limits up to $50,000. For the Platinum Rewards Chicago credit card, you would get the same benefits as the Platinum card but also one point for each dollar spent that can be accumulated and enjoyed.
· Amalgamated Bank of Chicago – Another option for securing a Chicago credit card is through this bank, which was established in 1922. Several different credit cards are available such as the Gold MasterCard designed for people with excellent credit. With this Chicago credit card, the APR is only 0.25% and there is no annual fee. Then, there is the Gold Plus MasterCard, also intended for people with good to excellent credit. This card offers a 7.25% APR and the annual fee is $45. Even people with bad credit have an option with the Gold Secured MasterCard, which requires a deposit to be made, which becomes the available balance. However, this Chicago credit card is great for rebuilding damaged credit.
· Chase – Although Chase is available throughout the country, they have several branches in Chicago. Therefore, you could secure a Chase Chicago credit card based on credit history, needs, and personal preference. As an example, the Chase Sapphire is a rewards card that allows you to earn up to 10,000 points after the initial purchase is made. Then, the Chase Chicago credit Card called Slate offers an introductory 0% APR, patented fraud protection, and no annual fee.