Orchard Bank Secured MasterCard , US Credit Cards

By: EconomyWatch   Date: 6 October 2010

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Orchard Bank Secured MasterCard is meant for those having a limited or poor credit history. Reasonable annual fee, which is waived for the first year is the major benefit of this card.

Orchard Bank Secured MasterCard assist people by re-building their credit through exceptional customer services.

APR associated with this card varies among applicants and lowest APR is fixed at 7.90 percent.

Benefits of Orchard Bank Secured MasterCard:
  • The card has an annual fee of $35, waived for first year
  • It provides online account access, emergency card replacement and fraud protection services
  • It is designed to help cardholders for establishing credit
  • Through this card, one can earn interest annually on deposits
  • This card also reports to three major credit bureaus

Important Information on the card:

APR:
There is no introductory APR for this card. A standard rate of 7.90 percent will be applied immediately. Lowest average APR is variable. It can change according to fluctuations in US prime rates.

Rewards:
The card does not have any reward.

Requirement of Credit Record:
Credit record is dependent upon FICO score recommendations and presently it is between 500-699.

Approval Time:
After applying on-line, the system shows approval status. The card normally takes one to two weeks to reach after your application is approved.

Other offers:

  • It’s good to establish credit in your name
  • It’s accepted globally, including website purchases and reservations
  • Updated account information






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