Citi Dividend Platinum Select MasterCard, US Credit Cards

By: EconomyWatch   Date: 6 October 2010

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An attractive APR, a lucrative reward scheme, and a host of benefits makes Citi Dividend Platinum Select MasterCard popular among the cards in its category.

Citi Dividend Platinum Select MasterCard offers a range of facilities and services for cardholders. The introductory APR is 0% on all balance transfers and this offer lasts for the first 12 months. After the end of the introductory period, the APR charged is a nominal 10.99%. No annual fee is charged for the availability of the facilities and services.

The cash back program offered by Citi Dividend Platinum Select MasterCard means that you earn cash back on all purchases and balance transfer transaction of $1,500 or more. For the first 6 months, cardholders get 5% cash back on purchases at supermarkets, convenient stores, gas stations, drugstores and utilities like cable.

After the end of the first 6 months, select purchases done using Citi Dividend Platinum Select MasterCard earns you 2% cash back. Moreover, 1% cash back is offered for all purchases and particular cash advances. The limit is $300 per year. Each balance transfer transactions of more than $1,500 or more earns you $5.

Purchases done at Citi Bonus Cash Center using your Citi Dividend Platinum Select MasterCard would benefit you more. You can earn an average of 5% cash back on purchases done here. Moreover, there is no limit to the amount of cash back you can earn. The cash rewards earned by the cardholders appear as Dividend Dollars on the monthly statement.

Citi Dividend Platinum Select MasterCard also offers other benefits for cardholders including the following:

 

  • Extended warranty
  • $0 Liability on unauthorized charges
  • Retail purchase protection
  • Travel and emergency assistance
  • Automatic travel accident insurance
  • Auto rental insurance
  • Discount from Hertz
  • Citi MasterCard Payment Tag with PayPass
  • Virtual account numbers
  • PaymentAid
  • Citi IdentityMonitor

When it comes to choosing a credit card to suit your needs and offering a range of benefits and privileges, Citi Dividend Platinum Select MasterCard is a popular option.


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