A Citi credit card entitles one to several benefits. These include round the clock Citibank services, Citi Identity Theft Solutions, Money Management services, Convenience services, Account security, Automatic Bill Payments and Travel Services. Apart from the regular services, one can also avail other additional benefits like Citi IdentityMonitor, Smith Barney Business Services and PaymentAid.
Citi Card membership also entitles one to different reward programs. These programs perfectly match the needs and lifestyle of the card holders. Some of the reward programs include the Driver's Edge rewards program, the ThankYou Network, Dividend Rewards Program, Home Rebate and the American Airlines Aadvantage Award Program.
Citi Credit cards can be divided into five main categories namely travel cards, business cards, value cards, college cards and rewards cards. The cards that fall under the Value category offer 0% APR on initial purchases up till a year and on balance transfers. One can also access round the clock Concierge service, available discounts and special events. The Rewards card enables one to get cash back on every transaction and there is no annual fee imposed. One of the important features of the College cards is that it makes the credit card holder earn 5% cash back on drug stores, supermarkets and gas stations. The Business cards, on the other hand, earn the customer 10,000 ThankYou Points for purchases worth $250. The points can be redeemed to earn a gift card worth $100.