The Lloyds TSB Platinum is useful for those people who are trying to save money by transferring their credit card balances from a non Lloyds TSB card.
Benefits and Features of Lloyds TSB Platinum
The cardholders of Lloyds TSB Platinum receive a number of benefits and features that may be enumerated as below:
- There is a 0% interest on transfers of balance. This offer lasts for 14 months and there is a 3% fee. The minimum spending limit is 100 pounds in the first three months.
- The cardholders can receive 56 days of interest free period for the purposes of purchasing.
- The typical annual percentage rate is 15.9% and it is variable.
- The cardholders also receive 0% on purchases. This offer lasts for 3 months.
Standard Features of Lloyds TSB Platinum
Following are the standard features of the Lloyds TSB Platinum:
- There are additional cards that are provided for free.
- The cardholders have the freedom to choose their personal PIN numbers at the Lloyds TSB Cashpoint.
- The cardholders can manage their credit card accounts with the help of Internet, local branches or telephones.
- The cardholders also receive Payment Protection Cover. This service helps to secure the repayments in cases of accident, unemployment and illness.
- The cardholders are secured against fraud loss. This service also includes Internet fraud loss protection services.
- The cardholders can avail the Sentinel Gold Card protection services for protection against loss of card. It is an optional service.
- The cardholders also get extra security with the help of the PIN card and chip.
- The card is accepted all over the world.