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Home >> Personal Finance >> UK Credit Cards >> Providers >> Citi Gold Credit Card

Citi Gold Credit Card (Citi AAdvantage Gold Card UK)

Citi Gold Credit Card UK offers the benefits of a gold credit card, along with the opportunity to earn rewards with the American Airlines travel rewards program. Due to the association with the AAdvantage program of American Airlines, this card is also referred to as the Citi AAdvantage Gold Card UK. The typical annual percentage rate (APR) for the Citi Gold credit card is 18.9% (variable). This credit card comes with an interest free period of up to 56 days and annual fee of £25.

Benefits of Citi Gold Credit Card

The exclusive benefits of the Citi Gold Credit Card include:

  • AAdvantage Miles: The Citi Gold credit card allows the user to earn airline miles through the AAdvantage travel rewards program. The user can earn one AAdvantage air mile for virtually every pound spent. One can earn more air miles by traveling on American Airlines and 20 other airlines from the ‘oneworld’ airlines alliance group. One can earn extra points for buying products and services from partners, such as hotels, travel agencies and car rentals.

    • Earn 6.9% interest rate on balance transfers within the first 90 days of the date of account activation. Additional three percent handling charges are applicable during this period. Any transfer after the introductory offer will attract a variable interest rate.

    • Citi Identity Theft Solutions: This is a free advisory service for Citibank customers to make secure online transactions. It also assists you in case your identity is stolen.

    • Fraud monitoring: The Citi Gold credit card is under the surveillance of bank executives to monitor unauthorized transactions. This is achieved by early warnings in case of suspicious purchasing behavior.

    • Travel insurance: Every Citi AAdvantage Gold card UK customer is insured for £100,000 against injury or sickness during travel. Legal and medical assistance services are also available on demand.

    How to Apply for the Citi Gold Credit Card

    Any UK resident, who is 18 years or over, can apply for the Citi Gold Credit Card. Interested individuals can visit the UK website of Citibank and navigate to the credit cards section. One has to fill in personal detail, financial income, credit history and bank or society details. Once the application gets approved, the company delivers the credit card at the applicant’s mailing address.

    ‘Citi’ is the trademark of the Citibank group, which can be found at www.citibank.co.uk

    ‘AAdvantage’ is the trademark of American Airlines, which can be found at www.aa.com