Beneficial Credit Card

By: EconomyWatch   Date: 20 September 2009

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Beneficial is the part of the HSBC Group, one of the world’s largest financial services organizations and the issuer of MasterCard products. Using HSBC’s impressive services and global presence, Beneficial credit cards come with competitive rates, attractive cash-back, travel and merchandise rewards, value-added benefits and superior customer services.

Beneficial Credit Card: HSBC Platinum MasterCard

The HSBC Platinum MasterCard with Cash or Fly Rewards lets you earn points you can redeem for roundtrip airfares or for cash back. The unique features of this Beneficial credit card are:

  • Earn an unlimited number of points. You can earn one point for very $1 spent on new net retail purchases. There is no cap on the number of points you can earn and the points do not expire.
  • Start redeeming points for travel with as little as 7,500 points.
  • Enjoy an introductory APR of 0% for the first 12 months on purchases and balance transfers. This offer is not applicable on cash advances.
  • No annual fee.
  • The APR ranges from 8.99% to 17.99%, depending on the customer’s circumstances.
  • Unlimited 1% cash-back on purchases made with the card.
  • Zero liability forunauthorized charges.
  • Provision for free online bill payments.
  • Purchase protection for items bought with HSBCMasterCard.
  • Around-the-clock assistance if your card is lost or stolen.
  • Emergency replacement of credit card and cash advances.

Beneficial Credit Card: Orchard Bank Mastercard

The Orchard Bank MasterCard guarantees acceptance and buying power. This card is especially useful for those who need to repair their credit score. When you buy this Beneficial credit card, you get the following benefits:

  • Acceptance of credit card at millions of locations across the world.
  • Use of your Orchard Bank MasterCard card safely for online shopping as HSBC provides you with 100% Fraud Liability Protection.
  • You can access cash at MasterCard/Cirrus ATMs across the world.
  • You are periodically reviewed for your eligibility for higher credit limit.
  • Your credit transactions are reported to all the three credit bureaus on a monthly basis. This helps in strengthening your credit history.
  • Accessibility of online account at all times.
  • Ability to pay your bills online without any cost.

 

 

There is a wide range of Beneficial credit cards to choose from. Each card is backed by the expertise of HSBC.


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