Liverpool area is served by a number of international and national banks. Liverpool is the birthplace of the Bank of Liverpool (1831), which was later acquired by Barclays Bank Ltd in 1969. All the banks in Liverpool can be accessed on the Internet, which makes it easy for customers to apply for credit cards.
Liverpool Credit Card: Types
Here are some of the popular credit cards available in Liverpool:
American Express: There is a multitude of American Express credit cards available in the UK, covering categories such as premium, air travel, cash back and retail. The premium rewards cards category features the following cards:
The Platinum Card: The card offers the following benefits
- No pre-set spending limit
- £300 annual fee
- Airport lounge access
- Travel Insurance
- Five supplementary cards
Preferred Rewards Gold Card: This card features:
- No pre-set spending limit
- £95 annual fee
- Earn double Membership Rewards points on your travel spend.
The Harrods American Express® Card: Ideal for purchases, this card is issued only by invitation. It offers the following benefits:
- £150 annual fee
- Harrods Rewards points can be converted into a cash gift
- 5 Harrods Rewards points with every purchase
NatWest: The bank offers the following credit cards:
Platinum Credit Card: Choose this card for 0% balance transfers. It features:
- 0% on balance transfers – for 15 months from account opening
- 0% on purchases – for three months from account opening
- 2.9% balance transfer fee – (minimum £5), and a Typical 16.9% APR (variable)
Classic Credit Card: Ideal for everyday purchases, this card features:
- 4.9% per year on purchases for nine months from opening your account
- Typical 19.9% APR (variable)
- Cash withdrawal for up to £300 or the foreign currency equivalent
Black Credit Card: To acquire this card you must be at least 25 years of age and earning a minimum of £75,000 a year. This card offers the following benefits:
- Minimum £15,000 credit limit
- Travel insurance with global coverage
- Airport lounge access
- 24 hours a day concierge service
It must be noted that if a customer does not stay within the credit limit or fails to pay on time, NatWest may end any introductory offer.