Birmingham Credit Card

By: EconomyWatch Content   Date: 29 January 2010

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EconomyWatch, Content Team

 

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  Birmingham, the second most populated city of the UK, is the birthplace of two major British banks, Midland Bank (now HSBC Bank plc) and Lloyds Bank (now Lloyds Banking Group). Some of the largest credit card issuers in Birmingham are Halifax, Egg, Virgin, Barclaycard, Bank of Scotland and MBNA. 

Types of Birmingham Credit Card

Lloyds Bank was founded in 1975. This bank offers a number of banking and insurance products and other financial services. It offers the following credit cards:

 

Lloyds TSB Airmiles Duo Credit Card: This card is idea for those who want to earn Airmiles and offers:

  • One mile for almost every £10 or £50 spent

  • Double Airmiles when abroad

  • 0% interest on balance transfers for 6 months (3% fee).

  • 15.9% APR typical variable

 

Platinum MasterCard: Choose this card if your purpose is to obtain low rate on balance transfers and purchases. It offers:

  • 0% interest for 12 months on balance transfers2 (3% fee)

  • 0% interest on purchases for 3 months

  • 15.9% APR typical variable

 

Advance MasterCard: This card allows you to make purchases at a low rate. Other features include:

  • 4.9% p.a. interest for 12 months on balance transfers (3% fee)

  • 0% interest on purchases for 6 months

  • 11.9% APR typical variable

 

HSBC Bank has around 1800 sites in the UK including all its brands. It has two main offerings in credit cards.

HSBC Bank Credit Card: You should have a current account with the bank to obtain this credit card. The card features:   

  • ·        Typical 16.9% APR variable  
  •           No annual fee to pay
  • ·        0% on purchases for 3 months from account opening
  • ·        Supplementary credit card for partners or family members over 18
  • ·        0% for 15 months on balances transferred within 30 days of you opening your account.

 

HSBC Premier Credit Card: This card offers maximum flexibility to people who travel the world. Sound credit limit and acceptability at more than 24 million locations globally are its best features. Some other features of premium card include:

  • No annual fee and typical 11.9% APR variable

  • Guaranteed credit limit of £5,000

  • 0% on purchases for 9 months from account opening

  • A supplementary card for your partner or child

 

 


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