South Africa American Express offers credit cards as well as charge cards to cater to the varying financial
needs of the population through innovative credit solutions.
South Africa American Express Card: Issuer’s History
Established in New York in 1850, American Express issued its first charge card in 1958. Within five years, more than one
million cards were in use at approximately 85,000 establishments within and outside the United States.
Amex South Africa: Types of Credit Cards
Credit cards have a maximum pre-set spending limit and the flexibility to pay either the full amount or the minimum amount before
the specified due date for payment.
Blue Credit Card and Gold Credit Card
The benefits offered by these cards include:
- Travel Insurance.
- The Global Calling Card: a cost-effective, reliable communications tool for the international traveler to phone home when
traveling abroad.
- Supplementary Cards: These cards share the benefits of American Express card membership with Supplementary Cards for the family or friends.
- Membership Rewards: The cards offer a wide variety of rewards in retail, entertainment, leisure, sports and travel.
Platinum Card
The Platinum Card is a classic symbol of luxury and service. Some of its features include:
- Interest free credit for 55 days.
- Online banking for balance and statement enquiries.
- Dedicated concierge and travel service available 24 hours a day.
- Free access to local and international airport lounges.
- Commission free travelers checks from American Express Foreign Exchange.
- Free membership to exclusive Leading Hotels of the World Club.
- Regular updates on exclusive travel packages.
South Africa American Express: Charge Cards
Charge cards offer complete control over spending and settlement of bills in full every month. The charge card does not have a
conventional preset spending limit, unlike the typical credit card. A charge card usually has a shadow limit that reinforces
financial flexibility.
Green Charge Card
- Automatic and optional travel insurance.
- Service offices worldwide for assistance with travel arrangements.
- Discounts for regular travelers.
- Seniors cover: Travel insurance for clients aged 75 years and over.
Gold Charge Card
- No pre-set spending limit.
- Dedicated travel consultants for 24X7 assistance.
- First eight visits each year are free to any South African Premier Club lounge.
- Automatic comprehensive travel cover.
- Competitive credit interest rates.
AmEx South Africa publishes an Internet Privacy Statement to ensure security, information collection, registration of online
products and services, information processing and global data transfer.
‘American Express,’ ‘American Express Charge Card’ and ‘American Express Credit Card’ are trademarks of the American Express
Company, who can be found at www.americanexpress.com.