The various types of credit cards you can opt for in Pakistan are as follows:
· Balance transfer cards: These cards are used to transfer a balance with a high rate of interest into a relatively low APR card.
· Instant approval cards: These cards offer instant approvals from specific banking institutions.
· Business credit cards: These cards are used for the expenses of business executives, as well as activities such as business travel, lunch meetings, etc.
· Student credit cards: These cards are meant for students with a low credit limit, in order to limit their spending.
· Prepaid credit cards: These cards are pre-loaded with money and you have no credit facilities.
· Reward credit cards: These cards give some sort of reward points or incentives to you in the form of cash back or points when you use the card to purchase gas, airline tickets, hotel reservations, etc.
The major credit card players in Pakistan are:
American Express
Bank of America
Allied Bank
· Allied Bank Essentials MasterCard
· Allied Bank Premium MasterCard
Citibank
· Citibank Silver Credit Card
· Citibank Gold Credit Card
· Citibank Caltex Credit Card-Silver
· Citibank Caltex Credit Card-Gold
· Citibank Clear Credit Card
· Citi Mobilink Credit Card
Habib Bank Limited
· Habib Bank Gold Card
· Habib Bank Green Card
Muslim Commercial Bank
HSBC
Standard Chartered Bank
· Easy credit Card
· Master Card
· VISA Card
· PIA Co-Brand Credit Card
· Cricket Credit Card
United Bank Limited
· UBL Chip Credit Card
· UBL Auto Credit Card